October 15 Is Coming….Know Your Medicare Options!!
October 15 Is Coming….Know Your Medicare Options!! Dear Toni: I turned 65 in Feb and did not enroll in a Medicare Prescription Drug plan. I’ve been told that I must wait until October for Medicare’s Annual Enrollment time. I need help now because I have been...
Is the Donut Hole Getting You!!
Is the Donut Hole Getting You!! Toni: Last year, my husband got into the “donut hole” in September. I can see from the Part D statement he receives monthly that he is rapidly approaching the donut hole and it is only the beginning of May. He has only added one new...Medicare and Traveling the US?
Medicare and Traveling the US? Toni: I have retired effective 1 and now my wife and I are going to travel the US in the new Winnebago that is sitting in my driveway. I am having a hard time trying to sign up for Medicare since I turn 65 in and really do not know what...
Medicare Prescription Drug Penalty Confusion!!
Medicare Prescription Drug Penalty Confusion!! Hello Toni: Turned 65 in August 2018, continued to work full-time with an HSA that has a $3000.00 deductible before any prescriptions or medical claims are paid by the insurance plan. The HR manager of my employer...
Left Employer Benefits Now I Have a Medicare Part D Penalty…Why??
Left Employer Benefits Now I Have a Medicare Part D Penalty…Why?? Hello Toni: I made a terrible mistake last April when I was no longer being covered by my employer group health plan due to retiring. I had a telemarketing agent help me find a Medicare Supplement...
