Understanding Medicare

Learn how to navigate the maze of Medicare

Educational Video Library

Beware, Don’t Let Medicaid Put A Lien Against Your Property!!!

Toni, I have a friend who just received a bill from the state of Texas for his mother's Medicaid nursing home care. No one informed him that Medicaid (the State of Texas) was running a tab of the entire healthcare that Medicaid paid and would take his mother’s house....
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Learn the ABC’s of Medicare and Social Security; This Is What Every Baby Boomer Needs To Know!

Hi Toni, I follow your column and clip them for future reference. I am now approaching 65 in August. I need to enroll in Medicare and learn the plan differences between Medicare and an Advantage Program I am considering. I understand I can sign up at Social Security,...
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Helpful tips to avoid the Financial Crisis of the Medicare Donut Hole!!!

Toni: Last year, my mother got into the “donut hole” in October.  I can see from the Part D statement she receives that she is rapidly approaching the donut hole and it is only the beginning of May. None of her drugs have changed from 2016.  She can afford her co-pays...
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Will the New Medicare Observation Hospital Rule Impact You?

New Medicare hospital rule regarding observation notification went into effect Wednesday, 3/8/2017. Be prepared!   On Monday, April 3rd, the Toni Says Medicare team attended the MACRA informational Medicare meeting which informed insurance agents in the Medicare...
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Has the New Medicare Rule Affected Medicare Advantage Plans?

Toni: Last week you wrote about how the MOON (Medicare Outpatient Observation Notice) rule affects “Original Medicare”.  My husband has enrolled in a Medicare Advantage HMO and I am wondering how this rule will affect his hospital stay. Thank you, Maria from Houston...
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Medicare Cost Form

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Prescription Drug Survival Guide

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