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Is Using Your 401K to Pay for Long Term Care Your Only Option?

Dear Toni: Recently my 66-year-old husband had a stroke leaving him unable to take care of himself.  Because he is not working fulltime, he has qualified for Medicare Part B with a Medicare Supplement. My husband, Joe needs 24-hour care which is going to cost over...

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Not Enrolling in Medicare Costs Veteran Extra Part B Premiums!

Toni: My husband is a Korean War Veteran and never enrolled in Medicare Part B because he uses the VA, close to where we live in Iron Mountain, Michigan for his medical care. He is having to wait months for care from the VA and he wants to go to a local cardiologist....

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Is There a Right Time to Start Your Social Security Check?

  Toni: Now that I’ve been laid off, the Toni Says Medicare/Social Security column was given to me to begin understanding what my retirement options are. I’ve filed for unemployment and it will not even begin to pay my monthly bills. I’ve been told I can begin...

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