Changing Medicare Plans Can Be Nerve-Wracking!! Toni: When I first enrolled in Medicare in 2019, I picked a Medicare supplement plan F. In 2021 I was approached by a telemarketer on my cell phone, and he talked me into Plan K which cost less than Plan F since I...
What Happens If I Chose the Wrong Medicare Advantage Plan? Hello Toni: I recently attended a Medicare Advantage meeting because my Medicare Supplement Plan F is costing me $220 a month and was going to join. A friend introduced me to your articles explaining...
Is an MSA Like an Employer HSA Plan? Morning Toni: Never have I seen this question asked in your column. I am leaving employer’s insurance and have an HSA that has a $5000 deductible before the group health plan will begin to pay. I would like to know if there is a...
Toni: My husband is a Korean War Veteran and never enrolled in Medicare Part B because he uses the VA, close to where we live in Iron Mountain, Michigan for his medical care. He is having to wait months for care from the VA and he wants to go to a local cardiologist....
Dear Toni: I’m concerned about changing our Medicare Supplement plan that we have had for about 5 years since we first got on Medicare. Last week, we received a pretty good rate increase. This is not in our budget and everything just seems to go up every...