Dear Toni, This is my first Medicare open enrollment and I don’t know anything about this process? Which program is good and which one is not? I do have some health problems and am concerned I am making the correct choice. If you can show me direction and help...
Reader Alert!!! Many individual health plans now have Medicare Advantage plans in their arsenal of plans for those turning 65. Many of the plans are marketing those new to Medicare extremely hard. Beware if it looks too good it just might be!! Toni: Please...
Toni: Last year, I made a big mistake and changed to a Medicare Advantage HMO from my Medicare Supplement and I want out!! I cannot even get a MRI with this company. I am in Galveston County and most of the doctors are not accepting these plans. What can...
Dear Toni: “I turned 65 in Feb and did not enroll in a Part D, Prescription Drug plan. I’ve been told that I have to wait until Medicare’s Open Enrollment time to enroll in a Part D Prescription drug plan and even a Medicare Advantage plan. I thought I could...
Reader Alert: 2 weeks to October 15th… Medicare’s open enrollment begins… Dear Toni: What, if any, is the difference between “advantage” and “supplement”? And can you explain how Obamacare is affecting these plans. Thanks, Joseph Well Joseph:...