America…Medicare fraud is EXPLODING!!
America…Medicare fraud is EXPLODING!! Toni: On March 5, I received a Medicare.gov newsletter by email, and I am worried that I may have fraud on my Medicare.gov account. I received my current Medicare summary by mail with a Medicare claim from a medical office that I...
Social Security account is locked…How do I enroll in Medicare?
Social Security account is locked…How do I enroll in Medicare? Hi Toni: Turning 65 in May and having an issue trying to enroll in Medicare since my Social Security account is locked. Two years ago, someone falsely filed a tax refund with my Social Security...
Help!! The cost of my Medicare Supplement has exploded!! What can I do?
Help!! The cost of my Medicare Supplement has exploded!! What can I do? Toni: When I first enrolled in Medicare in 2019, I picked Medicare supplement Plan F. In February of 2024 I was approached by a telemarketer on my cell phone who talked me into a Medicare...
America’s Veterans…Enroll in Medicare the right way to NOT pay a penalty!
America’s Veterans…Enroll in Medicare the right way to NOT pay a penalty! Dear Toni: My husband, Jason, is a retired veteran and never enrolled in Medicare because he uses the VA for his medical care and does not have to pay the Medicare premium. He is having heart...
COBRA after retiring? Enroll in Medicare the right way to avoid a penalty…
COBRA after retiring? Enroll in Medicare the right way to avoid a penalty… Dear Toni: I retired from my employer in July when I turned 67 and enrolled in COBRA, which began August 1, instead of enrolling in Medicare. I was told that COBRA protected me from the...
Medicare Part D problem began with a notice from CMS
Medicare Part D problem began with a notice from CMS Hello Toni, I delayed enrolling in Medicare Part B because I was working with employer benefits. Recently I turned 70 and am retiring effective Jan. 1. I have enrolled in a Medicare Supplement Plan G and Part D...
Are clinical trial prescriptions covered by Medicare?
Are clinical trial prescriptions covered by Medicare? Dear Toni, I turn 65 in April, am covered under my wife’s employer’s health insurance and am fighting liver cancer. I am participating in a clinical trial for a cancer medication which costs over $12,000 per month...
Doctor no longer accepts Medicare…How do I file a medical claim?
Doctor no longer accepts Medicare…How do I file a medical claim? Hi Toni: I recently enrolled in Medicare. This week, I went to see my primary care doctor and his office manager informed me that they are no longer accepting Medicare. Instead, I will have to pay the...
2026 Medicare deductibles and premiums are released!
2026 Medicare deductibles and premiums are released! Hello Toni: In the new Medicare & You Handbook that I received about a month ago, I cannot find what the 2026 Medicare costs and premiums will be. I would like to know this information because I have...
Doctor doesn’t accept Medicare Advantage…How do I return to Original Medicare?
Doctor doesn’t accept Medicare Advantage…How do I return to Original Medicare? Hi Toni: I never should have listened to my brother, who bragged about how his Medicare Advantage Plan was a great way to save money and not have to spend so much on my Medicare...
Losing COBRA benefits with dental and enrolling in Medicare…What do I do?
Losing COBRA benefits with dental and enrolling in Medicare…What do I do? Dear Toni, I am currently on COBRA with dental benefits. I will need dental insurance when I lose my COBRA benefits after enrolling in Medicare at 65 in March. The only dental plans I am finding...
2026 Medicare deductibles and premiums are released!
2026 Medicare deductibles and premiums are released! Hello Toni: In the new Medicare & You Handbook that I received about a month ago, I cannot find what the 2026 Medicare costs and premiums will be. I would like to know this information because I have been...
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