Questions About Turning 65, Still Working And Enrolling in Medicare
Questions About Turning 65, Still Working And Enrolling in Medicare Hello Toni: You were referred to me as a resource that can answer questions I have about enrolling in Medicare. I am turning 65 this January and have not discovered what I should do. Do I begin my...
Long Term Care Illness…Baby Boomers Biggest Retirement Expense
Long Term Care Illness…Baby Boomers Biggest Retirement Expense Morning, Toni: I read your recent article about the cost of nursing homes nationwide and I am concerned that I may wipe out my 401K or savings if a long-term care need arises. I am a 68-year-old retiree...
Changes to 2022 Medicare Part D Co-Pays and Donut…Released!
Changes to 2022 Medicare Part D Co-Pays and Donut…Released! Toni: This year, the 2022 Medicare and You handbook did not include all the information regarding the Medicare Part D deductibles and “Donut Hole”. I got in the “famous” Medicare donut hole this August and do...
Reader Alert!! Dangers of Changing Medicare Options with Telemarketers!
Reader Alert!! Dangers of Changing Medicare Options with Telemarketers! Morning Toni: When I first got Medicare, I picked a Medicare supplement plan F. In 2019, I was approached by a telemarking phone call. He talked me into Medicare Supplement Plan K to save some...
October 15 Is Coming….Know Your Medicare Options!!
October 15 Is Coming….Know Your Medicare Options!! Dear Toni: I turned 65 in Feb and did not enroll in a Medicare Prescription Drug plan. I’ve been told that I must wait until October for Medicare’s Annual Enrollment time. I need help now because I have been...
Medicare Rule…No One Remembers!
Medicare Rule…No One Remembers! Dear Toni, Just a quick note to say that my mother had to go into the hospital this week with COVID that caused a urinary tract infection and pneumonia. She had slipped and bumped her head, but no concussion. Very weak, so we are...
Why Is Medicare Denying Paying for My Doctor Visit?
Why Is Medicare Denying Paying for My Doctor Visit? Hello Toni: I have a $900 doctor bill with a new cardiologist and Medicare says they will not pay? I recently retired and enrolled in Medicare and a Medicare supplement for the freedom to pick my own doctor! This...
Husband Passed Away…Why Is My Medicare Monthly Premium $545?
Husband Passed Away…Why Is My Medicare Monthly Premium $545? Dear Toni: I have been reading your articles regarding COVID-19, being laid off, and enrolling in Medicare properly but I have not read an article on how to lower the Medicare monthly premium if you are not...
Does Medicare Cover Alzheimer Facility Care?
Morning, Toni: I read your Medicare column regularly and have never seen you address the issue of paying for an Alzheimer facility care. I am concerned that I may wipe out my 401K or savings if the arises due to long-term care or Alzheimer’s need arises for me or my...
Medicare Tips for Baby Boomers
Medicare Tips for Baby Boomers Toni: I am a confused Baby Boomer who needs to make my Medicare decision in November when I turn 65. I do not know where to start or what to do? Can you please help simplify this ordeal? Thanks Janet from Atlanta, GA Janet: Do not feel...
Not Knowing Medicare Rules Costs Americans Millions!
Not Knowing Medicare Rules Costs Americans Millions! Toni: In 2019, we sold our house to move into a senior community. Now, both of our Part B premiums have increased drastically in 2021 from around $145 a month to over $475 for Part B and an additional increase for...
Why Did COBRA Cost Me $40K in Medical Expenses?
Why Did COBRA Cost Me $40K in Medical Expenses? Reader Alert: Many employer benefit group plans terminate the day you are no longer working full-time. Explore employer group medical plan rules and options with Medicare if you or your spouse are 65 or older....
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