Doctor’s Advice…Get Traditional Medicare…What’s That?
Doctor’s Advice…Get Traditional Medicare…What’s That? Good Morning Toni: Have been reading your column for over a year and now I need some Medicare help. I am retiring and turning 65 in October. I had a triple bi-pass in April of this year. Last week I talked...
Enrolled in Medicare…Now I Can’t Fund My HSA!
Enrolled in Medicare…Now I Can’t Fund My HSA! Reader Alert: Toni turned 65 on Wednesday, May 20th and has now joined the maze of Medicare. She will discuss what Medicare issues she meets in the future. Hi Toni I attended one of your seminars and now I need help with...
Starting Medicare…Why Is Part B Costing $578?
Starting Medicare…Why Is Part B Costing $578? Toni: My Medicare begins June 1st and I have received my first bill which is $578.40 with the premium due by May 25th. I do not see this Medicare cost anywhere on the Medicare site or in any information I received when I...
Have an Emergency Survival Plan in Place Due To COVID-19?
Have an Emergency Survival Plan in Place Due To COVID-19? Toni: We are new to the Houston area and Hurricane Harvey absolutely stressed my wife, Joy, to almost having a nervous breakdown. In February, she turned 65 and now is obsessed that if we get caught in a...
Does A Medicare Supplement Have A PPO Network?
Does A Medicare Supplement Have A PPO Network? Dear Toni: I am turning 65 in July and my husband is retiring January 2021. Both of us are covered by his company health plan. I am being bombarded by Medicare marketing material regarding different types of Medicare...
Laid Off…Turn 65 April 30th, What Do I Do??
Laid Off…Turn 65 April 30th, What Do I Do?? Toni: I need your help to enroll in Medicare because I will turn 65 on April 30th. On April 10th, I was laid off due to the current economic conditions. My employer benefits ended the day I was laid off. I have no idea...
Will Medicare Cover Long Term Care Issues Caused By COVID-19?
Will Medicare Cover Long Term Care Issues Caused By COVID-19? Morning, Toni: I read your recent article about COVID-19 and Medicare and recently my husband has contacted this terrible virus. He has been in ICU due to his delicate health issues because he is an...
Receiving Long Term Disability…Now My Medicare Nightmare Begins?
Receiving Long Term Disability…Now My Medicare Nightmare Begins? Reader Alert: Many company benefit plans terminate the day you are no longer working full-time. Explore you or your spouse’s group medical plan rules and options with Medicare if you are 65 or older....
Enroll in Medicare Past 65 and Losing Your Job During Current Hard-Economic Times
Enroll in Medicare Past 65 and Losing Your Job During Current Hard-Economic Times Reader Alert: Tuesday March 17, 2020 all local Social Security offices nationwide were closed to in-person visits and have asked those who need assistance to call your local Social...
Will Medicare Pay for the Coronavirus?
Will Medicare Pay for the Coronavirus? Reader Alert: Beginning Tuesday March 17, 2020 all local Social Security offices nationwide were closed to in-person visits and have asked those who need assistance to call your local Social Security office or Social Security’s...
What?? Not Enrolling in Medicare Part D Caused a Penalty?
What?? Not Enrolling in Medicare Part D Caused a Penalty? Hello Toni: I received a notice from CMS (Medicare) saying they do not have record of me having prescription drug coverage that “met Medicare’s minimum standards from 8/1/2017 to 1/1/2020 and I may receive a...
Why Did Medicare Deny My Medical Claim?
Why Did Medicare Deny My Medical Claim? Dear Toni, My husband recently was laid off from his job and I needed to sign up for Medicare Part B. I only signed up for Medicare Part A when I turned 65 because his company insurance was excellent. When I went to the local...