2021 Medicare Part D Deductible and Donut Hole Costs…Released!
2021 Medicare Part D Deductible and Donut Hole Costs…Released! Toni: This year, the 2021 Medicare and You handbook did not include all the information regarding the Medicare Part D deductibles and “Donut Hole”. I got in the “famous” Medicare donut hole in June of 2020...
Did Changes to Plan F Cause My Medicare Supplement Premiums to Rise?
Did Changes to Plan F Cause My Medicare Supplement Premiums to Rise? 2 Weeks until Thursday, October 15-Medicare Annual Enrollment- Toni: We have received a 20% increase in our Plan F Medicare Supplement. I am a 70-year-old female in decent health, but my husband is...
Marketing During Medicare Annual Enrollment Is Stressful!!
Marketing During Medicare Annual Enrollment Is Stressful!! 3 Weeks until Thursday, October 15-Medicare Annual Enrollment- Toni: I just received a phone call saying there is a federal law that I change my Medicare during Medicare’s Annual Enrollment? The Toni Says®...
Are You Prepared for An Unexpected Accident or Illness?
Are You Prepared for An Unexpected Accident or Illness? Hi Toni: Recently, I had a bad car wreck and ended up in the hospital with only a minor concussion from hitting the windshield and my wife was not hurt at all. I was surprised when the hospital asked for my...
Enrolled in Medicare Part B…NOW I’m Receiving a Part D Penalty…Why?
Enrolled in Medicare Part B…NOW I’m Receiving a Part D Penalty…Why? Hello Toni: Turned 65 in August 2018, continued to work full-time with company benefits, until I was laid off on May 10thand that is when my employer benefits ended. I have enrolled in a Medicare...
Social Security Scam Alert!!! Hang UP on Bogus Calls!!
Social Security Scam Alert!!! Hang UP on Bogus Calls!! Reader Alert: This week, I, Toni King received a letter from the Social Security office regarding my special needs sister’s benefits and an amazing SCAM ALERT was on the back of the envelope that her Social...
Does Medicare Cover “Expensive” Injections in Doctor’s Office?
Does Medicare Cover “Expensive” Injections in Doctor’s Office? Toni: I have been laid off this week with my current employer’s benefits ending August 31. I turn 65 in August and will be enrolling in Medicare. My employer group health plan currently has an HSA with...
What is a Retiree HRA Account?
What is a Retiree HRA Account? Hi Toni: My husband is an oil company retiree and two weeks ago, we received a letter stating that his employer is terminating all Medicare eligible retirees Aetna and Express Scripts group benefits with a termination date of September...
Baby Boomers Stressed Out Trying to Understand Medicare??
Toni: I am a confused Baby Boomer who needs to make my Medicare decision this October when I turn 65. I am currently on an individual health plan that has a terrible high deductible. I do not know where to start or what to do? Can you please simplify this ordeal? ...
Telehealth or House Call Doctor Visits Due to COVID-19 Stress!
Telehealth or House Call Doctor Visits Due to COVID-19 Stress! Toni: My 86-year-old mother with Alzheimer’s needs 24-hour care and lives in a personal care home. She is enrolled in a Medicare Advantage HMO and taking her to the doctor is quite an ordeal. Friends have...
Enrolled in Medicare…Now I Can’t Fund My HSA!
Enrolled in Medicare…Now I Can’t Fund My HSA! Reader Alert: Toni turned 65 on Wednesday, May 20th and has now joined the maze of Medicare. She will discuss what Medicare issues she meets in the future. Hi Toni I attended one of your seminars and now I need help with...
Does A Medicare Supplement Have A PPO Network?
Does A Medicare Supplement Have A PPO Network? Dear Toni: I am turning 65 in July and my husband is retiring January 2021. Both of us are covered by his company health plan. I am being bombarded by Medicare marketing material regarding different types of Medicare...
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