Stress Changing Medicare Plan
Stress Changing Medicare Plan Morning Toni: When I first got Medicare, I picked a Medicare supplement plan F. Two years ago, I was approached by a telemarking phone call. He talked me into plan K to save some money since I was in good health and could answer the...
Cancer Treatment Not Covered By Employer Health Insurance…
Cancer Treatment Not Covered By Employer Health Insurance… Help Toni! I have developed a rare form of cancer that requires the use of proton therapy and my problem is that my employer’s health insurance does not cover proton therapy. I must pay all the costs....
Does Medicare Approve Clinical Trial Prescription Drug Programs?
Does Medicare Approve Clinical Trial Prescription Drug Programs? Toni: I turn 65 in May and am covered by my wife’s employer group health insurance. I am fighting stage 3 kidney cancer and the prognosis is good since I am participating in a clinical trial for a new...
2021 Medicare Premiums and Costs Released
2021 Medicare Premiums and Costs Released Hello Toni: I have recently enrolled in Medicare and received my 2020 Medicare and You handbook and cannot find what the 2021 Medicare costs will be? Do you have any idea what the new Medicare costs are? Why weren’t the...
Does Medicare Pay for a Long-Term Care Need?
Does Medicare Pay for a Long-Term Care Need? Toni: Recently my older sister had a stroke and needs extra care at home. I was told from friends at church that Medicare will help to pay for her at-home care. I cannot find any information about Medicare paying for...
Have Cancer…. Must Return to Original Medicare During Medicare Annual Enrollment!!
Have Cancer…. Must Return to Original Medicare During Medicare Annual Enrollment!! Toni: Last year, I made a mistake when I retired and enrolled in a Medicare Advantage PPO plan because I understood from talking with retired co-workers and friends that this PPO plan...
Left Employer Benefits Now I Have a Medicare Part D Penalty…Why??
Left Employer Benefits Now I Have a Medicare Part D Penalty…Why?? Hello Toni: I made a terrible mistake last April when I was no longer being covered by my employer group health plan due to retiring. I had a telemarketing agent help me find a Medicare Supplement...
2021 Medicare Part D Deductible and Donut Hole Costs…Released!
2021 Medicare Part D Deductible and Donut Hole Costs…Released! Toni: This year, the 2021 Medicare and You handbook did not include all the information regarding the Medicare Part D deductibles and “Donut Hole”. I got in the “famous” Medicare donut hole in June of 2020...
Did Changes to Plan F Cause My Medicare Supplement Premiums to Rise?
Did Changes to Plan F Cause My Medicare Supplement Premiums to Rise? 2 Weeks until Thursday, October 15-Medicare Annual Enrollment- Toni: We have received a 20% increase in our Plan F Medicare Supplement. I am a 70-year-old female in decent health, but my husband is...
Marketing During Medicare Annual Enrollment Is Stressful!!
Marketing During Medicare Annual Enrollment Is Stressful!! 3 Weeks until Thursday, October 15-Medicare Annual Enrollment- Toni: I just received a phone call saying there is a federal law that I change my Medicare during Medicare’s Annual Enrollment? The Toni Says®...
Are You Prepared for An Unexpected Accident or Illness?
Are You Prepared for An Unexpected Accident or Illness? Hi Toni: Recently, I had a bad car wreck and ended up in the hospital with only a minor concussion from hitting the windshield and my wife was not hurt at all. I was surprised when the hospital asked for my...
Enrolled in Medicare Part B…NOW I’m Receiving a Part D Penalty…Why?
Enrolled in Medicare Part B…NOW I’m Receiving a Part D Penalty…Why? Hello Toni: Turned 65 in August 2018, continued to work full-time with company benefits, until I was laid off on May 10thand that is when my employer benefits ended. I have enrolled in a Medicare...
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