Laid Off…Turn 65 April 30th, What Do I Do??
Laid Off…Turn 65 April 30th, What Do I Do?? Toni: I need your help to enroll in Medicare because I will turn 65 on April 30th. On April 10th, I was laid off due to the current economic conditions. My employer benefits ended the day I was laid off. I have no idea...
Will Medicare Cover Long Term Care Issues Caused By COVID-19?
Will Medicare Cover Long Term Care Issues Caused By COVID-19? Morning, Toni: I read your recent article about COVID-19 and Medicare and recently my husband has contacted this terrible virus. He has been in ICU due to his delicate health issues because he is an...
Receiving Long Term Disability…Now My Medicare Nightmare Begins?
Receiving Long Term Disability…Now My Medicare Nightmare Begins? Reader Alert: Many company benefit plans terminate the day you are no longer working full-time. Explore you or your spouse’s group medical plan rules and options with Medicare if you are 65 or older....
Enroll in Medicare Past 65 and Losing Your Job During Current Hard-Economic Times
Enroll in Medicare Past 65 and Losing Your Job During Current Hard-Economic Times Reader Alert: Tuesday March 17, 2020 all local Social Security offices nationwide were closed to in-person visits and have asked those who need assistance to call your local Social...
What?? Not Enrolling in Medicare Part D Caused a Penalty?
What?? Not Enrolling in Medicare Part D Caused a Penalty? Hello Toni: I received a notice from CMS (Medicare) saying they do not have record of me having prescription drug coverage that “met Medicare’s minimum standards from 8/1/2017 to 1/1/2020 and I may receive a...
Why Did Medicare Deny My Medical Claim?
Why Did Medicare Deny My Medical Claim? Dear Toni, My husband recently was laid off from his job and I needed to sign up for Medicare Part B. I only signed up for Medicare Part A when I turned 65 because his company insurance was excellent. When I went to the local...
Turning 65…Medicare Marketing Is Overwhelming!
Turning 65…Medicare Marketing Is Overwhelming! America, it has finally happened because I, Toni King, who has been writing the Toni Says® Medicare column is turning 65 in May. I am now experiencing, excessive marketing and confusion regarding finding a Medicare plan...
Does Your Medicare Card Automatically Arrive in the Mail When Turning 65?
Does Your Medicare Card Automatically Arrive in the Mail When Turning 65? Hello Toni: I turned 65 in December and have not received my Medicare card. I am working full- time with company benefits and not taking my social security check. A co-worker said I should have...
Did The Medicare Part D “Donut Hole” End in 2020?
Did The Medicare Part D “Donut Hole” End in 2020? Toni: Last fall, I was diagnosed with a serious illness and began taking Humira which is very expensive costing over $5,000 per month. I was told that the Medicare Part D “Donut Hole” was vanishing in 2020 and I...
What!! My Medicare Part B or D Penalty Is Forever?
What!! My Medicare Part B or D Penalty Is Forever? Toni: I am a 67-year-old female who never enrolled in Medicare Part B or D because I believe in holistic medicine and only take vitamins. I was under the impression that if I didn’t go to the doctor, I didn’t need to...
Is A Memory Care Facility Covered by Medicare?
Is A Memory Care Facility Covered by Medicare? Morning, Toni: I have never seen you address the issue of paying for a Memory Care or Alzheimer facility and Medicare. I am concerned that I may wipeout my 401K or savings if need arises due to a long-term health issue...
Turning 65 in March…Why Can’t I apply for Medicare Supplement Plan F?
Turning 65 in March…Why Can’t I apply for Medicare Supplement Plan F? Morning Toni: I am turning 65 in March and am searching for the right Medicare Supplement to cover my health needs. I have been told from patients at the cancer center where I go to...
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