How Can I Leave Medicare Advantage Plan and Return to Original Medicare?
How Can I Leave Medicare Advantage Plan and Return to Original Medicare? Toni: Last year, I made a mistake and changed to a Medicare Advantage Plan because I understood from talking with my friends that this PPO plan has an in-network and out of network provider and...
Under 65 What Should I Do During Medicare Annual Period (aka Open Enrollment)?
Under 65 What Should I Do During Medicare Annual Period (aka Open Enrollment)? Reader Alert: Effective October 1st, the new Medicare.gov Medicare plan finder was released. Navigating this site is not easy. Please take your time when searching a new Medicare Part D...
Toni Says® Tips for Medicare Open Enrollment
Toni Says® Tips for Medicare Open Enrollment Toni: I just received a phone call saying there is a federal law that I change my Medicare during Medicare’s Open Enrollment? The Toni Says® office helped us with our Medicare decision in January when my husband retired...
Medicare Annual Enrollment! What Do I Do?
Medicare Annual Enrollment! What Do I Do? Dear Toni, This is my first Medicare Annual Enrollment and I don't know anything about this process? Which program is good, and which one is not? I do have some health problems and am concerned I am making the correct choice....
Does Enrolling in a Medicare Supplement Cancel a Medicare Advantage Plan?
Does Enrolling in a Medicare Supplement Cancel a Medicare Advantage Plan? Toni: Last year during Medicare’s Annual Enrollment, both me and my husband qualified for a Medicare Supplement Plan G over the phone from a telemarketing call. The supplement has never paid a...
Questions About Transitioning Into Medicare…
Questions About Transitioning Into Medicare... Hello Toni: You have been referred to me as a resource that can answer questions I have about Medicare. I am turning 65 this December and have not discovered what I need to do to begin Medicare since I am still working?...
Will Medicare Pay for Injections Given in a Doctor’s Office?
Will Medicare Pay for Injections Given in a Doctor’s Office? Toni: I am turning 65 in January 2020 and understand that Medicare is making changes, especially with Medicare Supplements. My under 65 individual health plan has a $4,000 deductible which I meet every year...
America….Enroll in Medicare Part B at the Right Time!
America…. Enroll in Medicare Part B at the Right Time! Hello, Toni: My husband, John retired several years ago when he turned 65. He enrolled in Medicare Part A but declined Part B because I put him on my Blue Cross Blue Shield policy provided by my employer. Lately,...
What Is Your Emergency Survival Plan?
Toni: We are new to the Houston area and Hurricane Harvey absolutely stressed my wife because her 89-year-old mother is living in an assisted living facility and we live over 15 miles away from her. What can we do to be prepared for another hurricane or an emergency...
RS Phone Scam Costing Americans Billions… Learn What To Do!!
Reader Alert: This week, I, Toni King received a voice mail call on my personal cell phone from an 800 number Robo call claiming to be the IRS. I was told via this call that I owed money to the IRS and was going to be sued if I did not call the number left on my...
Toni Says® Medicare Column Helped Me Lower My Medicare Premium!
Toni: We get your column in our local papers. From you, I learned about Social Security’s “Life Changing Event” form (SSA-44) and the ability to appeal the extra IRMMA premium we are charged. I had an unusual stock sale in 2017 that put us in the highest bracket. ...
Will Medicare Advantage Plans Prevent the“Extra” Part D Premium?
Hello Toni: I am turning 65 in July, self-employed and my income is over $250K. Recently I received a letter from Social Security telling me that my monthly Medicare Part B premium of $135.50 would be doubled to $270.900 per month due to 2017 reported income. That...
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