What is a Retiree HRA Account?
What is a Retiree HRA Account? Hi Toni: My husband is an oil company retiree and two weeks ago, we received a letter stating that his employer is terminating all Medicare eligible retirees Aetna and Express Scripts group benefits with a termination date of September...
Baby Boomers Stressed Out Trying to Understand Medicare??
Toni: I am a confused Baby Boomer who needs to make my Medicare decision this October when I turn 65. I am currently on an individual health plan that has a terrible high deductible. I do not know where to start or what to do? Can you please simplify this ordeal? ...
Telehealth or House Call Doctor Visits Due to COVID-19 Stress!
Telehealth or House Call Doctor Visits Due to COVID-19 Stress! Toni: My 86-year-old mother with Alzheimer’s needs 24-hour care and lives in a personal care home. She is enrolled in a Medicare Advantage HMO and taking her to the doctor is quite an ordeal. Friends have...
Enrolled in Medicare…Now I Can’t Fund My HSA!
Enrolled in Medicare…Now I Can’t Fund My HSA! Reader Alert: Toni turned 65 on Wednesday, May 20th and has now joined the maze of Medicare. She will discuss what Medicare issues she meets in the future. Hi Toni I attended one of your seminars and now I need help with...
Does A Medicare Supplement Have A PPO Network?
Does A Medicare Supplement Have A PPO Network? Dear Toni: I am turning 65 in July and my husband is retiring January 2021. Both of us are covered by his company health plan. I am being bombarded by Medicare marketing material regarding different types of Medicare...
Laid Off…Turn 65 April 30th, What Do I Do??
Laid Off…Turn 65 April 30th, What Do I Do?? Toni: I need your help to enroll in Medicare because I will turn 65 on April 30th. On April 10th, I was laid off due to the current economic conditions. My employer benefits ended the day I was laid off. I have no idea...
Will Medicare Cover Long Term Care Issues Caused By COVID-19?
Will Medicare Cover Long Term Care Issues Caused By COVID-19? Morning, Toni: I read your recent article about COVID-19 and Medicare and recently my husband has contacted this terrible virus. He has been in ICU due to his delicate health issues because he is an...
Receiving Long Term Disability…Now My Medicare Nightmare Begins?
Receiving Long Term Disability…Now My Medicare Nightmare Begins? Reader Alert: Many company benefit plans terminate the day you are no longer working full-time. Explore you or your spouse’s group medical plan rules and options with Medicare if you are 65 or older....
Enroll in Medicare Past 65 and Losing Your Job During Current Hard-Economic Times
Enroll in Medicare Past 65 and Losing Your Job During Current Hard-Economic Times Reader Alert: Tuesday March 17, 2020 all local Social Security offices nationwide were closed to in-person visits and have asked those who need assistance to call your local Social...
What?? Not Enrolling in Medicare Part D Caused a Penalty?
What?? Not Enrolling in Medicare Part D Caused a Penalty? Hello Toni: I received a notice from CMS (Medicare) saying they do not have record of me having prescription drug coverage that “met Medicare’s minimum standards from 8/1/2017 to 1/1/2020 and I may receive a...
Why Did Medicare Deny My Medical Claim?
Why Did Medicare Deny My Medical Claim? Dear Toni, My husband recently was laid off from his job and I needed to sign up for Medicare Part B. I only signed up for Medicare Part A when I turned 65 because his company insurance was excellent. When I went to the local...
Turning 65…Medicare Marketing Is Overwhelming!
Turning 65…Medicare Marketing Is Overwhelming! America, it has finally happened because I, Toni King, who has been writing the Toni Says® Medicare column is turning 65 in May. I am now experiencing, excessive marketing and confusion regarding finding a Medicare plan...
E-Newsletter
