Losing COBRA benefits with dental and enrolling in Medicare…What do I do?
Losing COBRA benefits with dental and enrolling in Medicare…What do I do? Dear Toni, I am currently on COBRA with dental benefits. I will need dental insurance when I lose my COBRA benefits after enrolling in Medicare at 65 in March. The only dental plans I am finding...
2026 Medicare deductibles and premiums are released!
2026 Medicare deductibles and premiums are released! Hello Toni: In the new Medicare & You Handbook that I received about a month ago, I cannot find what the 2026 Medicare costs and premiums will be. I would like to know this information because I have been...
Help! My brand-name prescription drug is not covered by Medicare’s 2026 Part D plans?
Help! My brand-name prescription drug is not covered by Medicare’s 2026 Part D plans? Hello, Toni: You helped me sign up for a Medicare Supplement Plan G and a Medicare Part D prescription drug plan; both plans started January 2021. These two plans have served me well...
Is America ready for the changes to 2026 Medicare Part D plans?
Is America ready for the changes to 2026 Medicare Part D plans? Toni: Currently, I am on a stand-alone Part D plan with a Medicare Supplement plan G because of my serious health issues. Last week, I received information about the changes to the 2026 Medicare Part D...
Your 2026 Medicare & You Handbook is mailed in September
Your 2026 Medicare & You Handbook is mailed in September Toni, I’m enrolled in Medicare but have not received my Medicare & You Handbook. I need to make some changes, and I’m concerned about what I should do during the fall Medicare season. I need to know...
Why am I receiving a Part D penalty?
Why am I receiving a Part D penalty? Hello Toni: When I turned 65 in May 2024, I continued to work full-time with a health savings account HSA as my employer benefits and use GoodRX to cover prescriptions. My employer’s human resources manager advised me to enroll in...
October 15 is coming….Know your Medicare Open Enrollment Period options!!
October 15 is coming…. Know your Medicare Open Enrollment Period options!! Dear Toni: I turned 65 in February and did not enroll in a Medicare Prescription Drug plan. I have been told that I must wait until October for Medicare’s enrollment time. I need help now...
America…There is a new Medicare scam!
America…There is a new Medicare scam! Dear Toni: I recently had a hospice agent knocking on the doors in my neighborhood who said he represented Medicare. He was giving away free hospice gifts and told me that I could receive these Medicare services at no...
Options for a long-term care plan when there are health issues.
Options for a long-term care plan when there are health issues. Morning, Toni: I am retiring in January when I turn 70, and my wife, Sharon, will be 66. I have heart issues with AFib and Sharon is a diabetic. Last month, we applied for a long-term care policy...
Rules for enrolling in Medicare when self-employed are confusing!
Rules for enrolling in Medicare when self-employed are confusing! Dear Toni: I am self-employed with an individual health plan and confused about enrolling in Medicare when I turn 65 in July. I cannot find the answer to my situation in the Medicare & You handbook....
Medicare changes its telehealth service rules
Medicare changes its telehealth service rules Toni: I have been researching the changes to Medicare’s telehealth services over a computer video service that I saw on the news recently. I am concerned because my mother lives in an assisted living facility and her...
Does Amazon’s “RxPass” qualify as a Medicare Part D Plan?
Does Amazon’s “RxPass” qualify as a Medicare Part D Plan? Hello Toni: In September, I turn 65 with my Medicare beginning Sept. 1. I recently read your article from Greg in Texas who had received wrong information about enrolling in Medicare when self-employed. I am...
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