Insurance Giant…John Hancock Leaves
Insurance Giant…John Hancock Leaves Long Term Care Market Dear Toni: On Thursday, I read an insurance alert that John Hancock is leaving the long term care market in December. My husband is retiring next year and we are now in the process of...
2017 Medicare Cost Released
2017 Medicare Cost Released…with an Affordable Part B Premium Increase! Hello Toni: I have recently enrolled in Medicare and have received my 2017 Medicare and You handbook. I have looked all through this book and cannot find what the 2017 Medicare Part...
Medicare’s…Enrollment Check-List!!
Medicare’s… Enrollment Check-List!! Hello Toni: My husband, David, has been laid off because of what is happening to oil companies in the Houston area. He is 68 and has never enrolled in Medicare, but I am turning 65 in November. We both are covered under his...
Part D Deductibles and Co Pays
2017 Medicare & You Handbook DOES NOT… Include Part D Deductibles and Co Pays!! Toni: Just received my new 2017 Medicare and You handbook and I cannot find what the 2017 Part D deductibles and “Donut Hole” costs are. I need help because I...
Oil Companies Dropping Retiree Medicare Plans!
Know Your Medicare Options. Oil Companies Dropping Retiree Medicare Plans! Help Toni: I am so nervous over what is happening with my husband’s retirement benefits. He worked for Chevron for over 30 year and beginning January 1st we will not have any company benefits....
Medicare Part D Donut Hole – EpiPen Controversy
Medicare Part D Donut Hole Will the EpiPen Controversy Put You Into the Medicare Part D Donut Hole? Toni: In the newspaper both TV and online that the cost of an EpiPen has gone up astronomically to over $600. I am leaving my company benefits and going to...
Doctors Not Accepting Medicare Advantage PPO, Need to Return to Traditional Medicare!!
Toni: Last year, I made a mistake and changed to a Medicare Advantage PPO because I understood from talking with my friends that this PPO plan was like a Medicare Supplement. I want out!! Most specialists and even the facility that does MRIs are out...
Stress Relief Way to Surviving Medicare’s Annual/Open Enrollment
Toni: Is there a federal law that I have to change my Medicare? The Toni Says office helped my husband and me with our Medicare decision in January when James retired from his job of 30+ years and now it seems we have to do this all over again. Could you...
Why Did Enrolling in COBRA Cost Me $40K?
Reader Alert: Many company benefit plans terminate the day you are no longer working full-time. Explore you or your spouse’s group medical plan rules and options with Medicare if you are 65 or older. Morning Toni: My wife and I desperately need...
Toni: Does Medicare Pay for Allergy Shots?
Medicare Coverage of Allergy Shots Toni: I am turning 65 this October and currently am enrolled in a Blue Cross/Blue Shield $4,000 deductible individual health insurance plan. My biggest medical expense is from shots that I receive from 2 doctors. One is allergy...
IRS Phone Scam
IRS Phone Scam Affects Over 1 Million… Learn What To Do!! Reader Alert: This week, I, Toni King received a voice mail call on my personal cell phone from an 800 number Robo call claiming to be the IRS. I was told via this call that I owed money to...
Husband Laid Off …Will Medicare Pay
Husband Laid Off …Will Medicare Pay for Medical Care Overseas As A Contract Worker!! Toni: My husband, who is turning 65 this September, was laid off from a major oil company this year and the only way he can make a living is as an engineer on a...
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