NO!! Social Security Cost of Living Increase for 2016… What Happens if You Go Back to Work?
Working And Receiving Your Social Security Check Hello Toni: My husband has recently turned 65, collecting his Social Security check and is going back to work. I’ve heard that he may have to pay his Social Security check back if he earns too much, but he believes that...
Does Enrolling in a Medicare Advantage Plan with Prescription Drugs Stop the IRMAA Extra Premiums?
Medicare Advantage Plan with Prescription Drugs And IRMAA Extra Premiums Hello Toni: I received a letter from SSA telling me that my monthly Medicare Part B premium would be $48.70 higher per month (up to $170.50) due to 2014-reported income over certain levels. That...
Layoffs Predicted for 2016…
Know How to Enroll in Medicare When Losing Your Job!! Toni: I worked for a major oil service company in Fort Bend Cty and Dec.8th I was part of the 8,000 oil industry employees lay off. I turned 65 in June and only have Medicare Part A and delayed Part B because I...
Choosing The Right Medicare Supplemental Plan Can Be Extremely Stressful!
Choosing The Right Medicare Supplemental Plan Can Be Extremely Stressful! Morning Toni: When I first got Medicare, I picked a Medicare supplement plan F. Next year I was approached by an insurance agent and he talked me into plan L to save me a few bucks since...
Have Company Benefits….Do I Do Anything During Medicare Open Enrollment?
Medicare Open Enrollment When You Have Company Benefits Toni, After speaking with you yesterday, I received a call from my deceased husband’s office and was advised that my medical insurance would expire March 31, 2016. I am taking the paper which goes to Social...
Does Medicare Cover Cataract Surgery?
Toni, Will be eligible for Medicare in 2016 and trying to compare Medicare to my current company benefits? I am concerned that if I need cataracts removed that this procedure will not be covered with Medicare. I can take my company dental and vision benefits when I...
Medicare Premium Increases for Part D Plan
Alert…2016 Medicare and You Handbook Shows Medicare Premium Increases for Part D Plan!! Hi, Toni: Part D surprise came in the mail last week... Our part D provider sent news of changes for 2016. Monthly premium doubled from $29.50 to over $62.00 and deductible went...
What Should I Do During Medicare Open Enrollment?
Medicare Open Enrollment Toni: I turn 65 next March 2016 and am absolutely baffled by all of the mail I am receiving on this year’s Medicare Open Enrollment. Is there something that I need to do for this enrollment time? All of the mail is informing me that I need to...
I Need to Return to Medicare Because My Doctor’s are Not Accepting My Medicare Advantage Plan!!
My Doctors are Not Accepting My Medicare Toni: Last year, I made a big mistake and changed to a Medicare Advantage HMO from my Medicare Supplement and I want out!! I cannot even get a MRI with this company. I am in Galveston County and most of my doctors are not...
Tips to Taking the Stress Out of Medicare Annual Enrollment
Medicare Annual Enrollment Toni: Read in your column last week that there is only 5 weeks to the Medicare Annual Enrollment period. I’m really confused on what I need to do. I am receiving so much mail that I am stressed about making the wrong decision and messing up...
Call YOUR Congressman!! 52% Medicare Premium Increase for 2016
Medicare Premium Increase for 2016 Hi, Toni: I meant to send you an article from the WSJ, concerning the likely increase in Medicare Part B premiums for 2016. However the article was somewhat confusing to me and may have been estimating the premium increases that are...
Rules of Medicare and Social Security Confuses HR Departments
Hello Toni: I am a HR Manager for a local oil service company and have a question about an employee. He is turning 65 and is still working full time. His situation is a little different because next month he will begin receiving chemotherapy for lung cancer. Not sure...
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