Stress Relief Way to Surviving Medicare’s Annual/Open Enrollment
Toni: Is there a federal law that I have to change my Medicare? The Toni Says office helped my husband and me with our Medicare decision in January when James retired from his job of 30+ years and now it seems we have to do this all over again. Could you...
Married VS Domestic Partner and Delaying Medicare Part B…What Do I Do Now?
Toni: Your name was given to my husband by the person who cleans our pool and religiously reads your column in his local newspaper. My problem is a different than most couples because now I am finding out that my company’s group health plan is...
Why Did Enrolling in COBRA Cost Me $40K?
Reader Alert: Many company benefit plans terminate the day you are no longer working full-time. Explore you or your spouse’s group medical plan rules and options with Medicare if you are 65 or older. Morning Toni: My wife and I desperately need...
Toni: Does Medicare Pay for Allergy Shots?
Medicare Coverage of Allergy Shots Toni: I am turning 65 this October and currently am enrolled in a Blue Cross/Blue Shield $4,000 deductible individual health insurance plan. My biggest medical expense is from shots that I receive from 2 doctors. One is allergy...
IRS Phone Scam
IRS Phone Scam Affects Over 1 Million… Learn What To Do!! Reader Alert: This week, I, Toni King received a voice mail call on my personal cell phone from an 800 number Robo call claiming to be the IRS. I was told via this call that I owed money to...
Husband Laid Off …Will Medicare Pay
Husband Laid Off …Will Medicare Pay for Medical Care Overseas As A Contract Worker!! Toni: My husband, who is turning 65 this September, was laid off from a major oil company this year and the only way he can make a living is as an engineer on a...
Rumor is…Medicare Supplement Plans F & C Are Going Away
Rumor is…Medicare Supplement Plans F & C Are Going Away After Jan.1, 2020? Morning Toni: I am turning 65 in October and noticing a difference in the premiums between many of the Medicare Supplement plans. F is considerably higher in premium...
Totally Overwhelmed!
Still Working with Company Benefits and Totally Overwhelmed! Hello Toni: Your name was given to me by my company’s benefits administrator in North Carolina to assist me with my Medicare options. I turned 65 last December, 2015 and now I am concerned...
Wife Enrolls in TRS Medicare…
Wife Enrolls in TRS Medicare… Husband Loses Retirement Benefits…Why? Toni: My wife is a retired teacher and we are both on her TRS-Care Plan and also on my company retiree health insurance which I use for services at MD Anderson since I am...
Can’t Afford to Pay My Medicare Premium Bill…
Can’t Afford to Pay My Medicare Premium Bill… What Can I Do? Toni: My Medicare begins June 1st and I have received my first bill which is $487.20. This bill is for 4 months from June 1st to September 30th. I thought Medicare was monthly. If I pay this amount, then...
Do’s and Don’ts of Going to the Social Security Office
Do’s and Don’ts of Going to the Social Security Office Morning Toni: I found that even when all the "i's" are dotted and the "t's" are crossed and the paperwork is filled out correctly that Social Security can still royally screw up. I...
Laid Off…Enrolled in Medicare…
Why is My Part B Premium Over $400? Dear Toni: I lost my job in December when the oil prices began to tank. I was an engineer and today I received a letter from Social Security stating that I have to pay $389.80 for Part B and $72.90 for Part D, totaling over...
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