How to Enroll in Medicare at the Right Time!!
Hello Toni: I am turning 65 in December and have not started receiving my Social Security check. I am still working full time but do not have company benefits. I’m confused because I do not have Social Security and not sure how to get my Medicare. Do I call Medicare...
Did You Know Your Congressman Can Help With Your Medicare or Social Security Problems?
Hello Toni: I have a very different Medicare problem than what you usually write about and I hope you can give me some well-needed guidance. On August 15th, I received a delinquent notice from Medicare, which was dated July 27th, about my Medicare premium that I pay...
Wrong Medicare Decision Cost Me $5000 a Year!!
Hi Toni: I attended one of your seminars and now I need help with my Medicare/Social Security issue. I am 65 almost 66, “still working” and covered entirely by my company with an HSA insurance plan. I put about $5,000 per year into a tax sheltered account for medical...
What do I do if my doctor is not taking Medicare?
Hi Toni: This July, I turned 65 and signed up for Medicare with a Medicare Supplement plan F. I went to see my family doctor and his office said that since Medicare is primary, I would have to pay upfront the complete bill and be reimbursed by Medicare. Can you please...
Owe $64,300 To My Doctor and Rehab Center… Should Have Enrolled In Part B!!!
Toni, I am having a huge problem with my Medicare because I did not enroll in Part B at the correct time. I am 70 years old and 2 years ago was laid off from my job of 30+ years. A misguided friend advised me that I did not need to enroll in Part...
Original or Traditional Medicare… What is the Difference?
Good Morning Ms. Toni: I am turning 65 in Dec and retiring because of my health. I had a triple bi-pass September 2013 and last week I talked with the office manager at my cardiologist’s office about me getting on Medicare and what I should do?...
Divorced?? How to Get Social Security Benefits From an Ex-Spouse??
Hello Toni: About 10 years ago, I was divorced after 25 years of marriage and I was the stay-at-home mom with 4 kids while my husband worked each day and grew his company to over 60 employees. Now that the kids have grown, I am not receiving child or spousal...
My Wife Has TRS Medicare… Why Did I Lose My Retiree Benefits?
Toni: My wife is a retired teacher and we are both on her TRS-Care Plan and also on my retiree health insurance which I use for services at MD Anderson because I am undergoing cancer treatment. I have just found out that I’ve lost my retiree health...
Learn the Myths of Medicare
Toni: Recently, I read an article online about the myths of Medicare from E-Health Insurance. I am a 65 year old engineer who retired from BP about 3 years ago. I am now working on a contract basis on various oil related projects Can you...
Why Did I Pay $200 for a Shingle Vaccine?
Good Morning Toni: I was recently told that to receive a shingles vaccination I needed to have a Part D (Medicare prescription) drug plan to get the vaccination or pay $200. I thought all vaccinations and immunizations were covered at no cost. ...
Hurricane Season Starts June 1st… Do You Have a Family Disaster Plan?
Hello Toni: We are new to the Houston area and have never experienced a hurricane. The flooding this week showed me how fast it can flood. I am sure that a hurricane is 10 times worse. I am a little nervous because my 78 year old mother...
What Happens to Our Social Security Checks if My Husband Dies??
Good Morning Ms. Toni: I have been married for 41 years to the same wonderful man. We only have our Social Security checks with a little pension from his job. I am very concern about losing his Social Security check of $1800 a month when he passes away. I get a very...
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