Get Me Out of this Medicare Advantage Mistake!!
Toni: Last year, I made a big mistake and changed to a Medicare Advantage HMO from my Medicare Supplement and I want out!! I cannot even get a MRI with this company. I am in Galveston County and most of the doctors are not accepting these plans. What can...
Government’s Shutdown…How Do I Enroll in Medicare?
Hello Toni: With the government shut down, how do I enroll in Medicare? I am sure the Social Security office is a nightmare. Is there an easier way to do this without standing in line for hours? Neil from Sugar Land Good day Neil: With the government shutdown, many...
Medicare Open Enrollment Begins Tuesday Oct 15– Are You Ready!!
Dear Toni: "I turned 65 in Feb and did not enroll in a Part D, Prescription Drug plan. I’ve been told that I have to wait until Medicare’s Open Enrollment time to enroll in a Part D Prescription drug plan and even a Medicare Advantage plan. I thought I could enroll...
Medicare Supplement or Medicare Advantage Which Way Do I Go!!
Reader Alert: 2 weeks to October 15th… Medicare’s open enrollment begins… Dear Toni: What, if any, is the difference between "advantage" and "supplement”? And can you explain how Obamacare is affecting these plans. Thanks, Joseph Well Joseph: Choosing between a...
Teacher Confused About Which TRS Medicare Plan to Select??
Reader Alert: 4 weeks to October 15th…Medicare’s Open Enrollment Countdown begins… Correction on article from last week-Companies Not Covering Retirees Effective January 1, 2013, I mentioned that TRS was one of the retiree groups not covering retirees...
Many Companies not Covering Retirees Effective January 1, 2014!! What are Your Medicare Options?
Help Toni: I am so nervous over what is happening with my late husband’s retirement benefits. He worked for IBM and they are cancelling his retiree Medicare coverage which I am covered with. What do I do NOW?? I am a 73year old female who has never purchased...
Reader Alert: Medicare Fraud is Exploding!!
Reader Alert: 6 weeks to October 15th…Medicare’s Open Enrollment Hello Toni: This week you spoke to our AARP group and I am very concerned about a phone call I received yesterday from a representative from Medicare calling me asking all types of personal...
Medicare Supplement Rate Increase is Killing Me! Can I Change NOW!!!
Reader Alert: 7 weeks to October 15th…Medicare’s Open Enrollment Countdown… Dear Toni: I recently received the renewal for my Medicare Supplement and the rate increase is not in my budget. It is over 15% and every year it seems to go up, but not as...
Does the “IRMAA” Income Rule to Medicare Part D Affect You???
Reader Alert: 8 weeks to October 15th…Medicare’s Open Enrollment Countdown… Dear Toni: I am 68 and have been on Medicare for 3 years with the same $0 premium Medicare Advantage HMO that has Medicare Prescription Drug plan included but recently I received a...
I Am A Vet … and so Confused about My Medicare?
Reader Alert: 9 weeks to October 15th…Medicare’s Open Enrollment Countdown… Toni: I am a Vet and get my drugs from the VA. I am turning 65 in March 2013 and think it is ridiculous to pay $104.90 for Part B when I get everything for nothing at the VA. I...
Medicare Rules Changed July 1
10 weeks to October 15th…Medicare’s Open Enrollment Countdown…Time to get READY!! Reader Alert: New Medicare Rules take Effect July 1st for Mail Order Diabetic Supplies and Various Medical Equipment such as Oxygen. Please read below: Dear Toni: I am diabetic and...
doctors not accept new medicare patients
Reader Alert: 11 weeks to October 15th…Medicare’s Open Enrollment Countdown… Hi Toni: This week, I went to see a neurologist and his office said that since medicare is primary on my insurance, I would have to pay upfront the complete bill and be reimbursed by...
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