Medicare Plan C or Part C??Are They the Same or Different?
Toni: I attended your “Confused about Medicare” workshop last Thursday at Leisure Learning. I do not understand the difference between Original Medicare’s Plan C and Medicare’s Part C. Why are there 2 difference “C”s? Are there different plans and...
What Can I do if Medicare Won’t Pay for Care I Received?
Dear Toni: I am just so confused with Medicare because I have a bill with a new doctor and Medicare says they will not pay? I never had this type of problem when I worked and was on a company plan. Can you please tell me what to do? I really do not know who I...
Need Help Understanding My Medicare Options?
Dear Toni, I will be turning 65 on June 23,2013and absolutely don't know anything about Medicare, how to apply, when to apply where to apply? How to select to what and when?? Which program is good and which one is not? I do have some health problems and am concerned I...
Need Help Picking Right Medicare Advantage Plan for Mom!!
Dear Toni: My mother is retiring and losing her company benefits. I need help finding a Medicare Advantage plan that can better meet her medical needs. She receives $1,134 on her Social Security check and cannot afford to purchase a Medicare...
I Have Cancer!! Which Medicare Option is Right??
Hi Toni, I just love your column. I am retired and turning 65, this June and have no idea what I should do?? Currently I am on a COBRA policy from my old employer. I am a type 2 diabetic, have high cholesterol, hypertension, but my main...
Why Do I Owe $28,000…I have Medicare!!
Toni, I am having problems with TRS/Aetna and Medicare. My wife is a retired Ft. Bend school teacher. I am retired and currently 66 years old. I am covered under her Aetna plan. When I turned 65, I enrolled in Medicare Part A only. I did not enroll in Part B...
In the Donut Hole…I Need “Extra Help”!!!
Toni, Please give me some advice because I am having some financial problems. I am concerned that I will get into the Donut Hole. I only receive about $1,050.00 income from my social security check. The Medicare Part B premium has reduced my...
Medicare Supplement / Medicare Advantage Which Option is Right for Me?
Dear Toni: Can you please explain to me which Medicare option is better? Medicare with Medicare Supplement plus a (Part D) Drug coverage or Medicare Advantage Plan I am having difficulty in comparing the two options on an apple to apple basis. Thanks, Dale… Sugar...
Local Teacher Confused about Changes to TRS Medicare Plans
Toni: My wife is a retired teacher and we are both on her TRS-Care Plan. I also have retirement benefits from Dow Chemical where I worked for 30+ years. I have just found out that I’ve lost my Dow retiree health benefits because TRS enrolled us in the...
Retiring at 68 from Company Benefits…
Hello Toni: I turned 65 in March 2009, I continued to work full time with excellent company benefits, and I decided to delay Part B until December 1, 2012 when I have retired. I enrolled in a Medicare supplement plan F and a Part D prescription drug plan and now...
Medicare Myths
Toni….I have been following your “Toni Says” facebook page and last week you had a chart discussing different myths of Medicare. It seems I am just as confused as those taking the survey. Can you explain the myths on the survey? Thanks, Fred from Sugar Land, TX...
Fiscal Cliff Deal Avoids Cuts in Medicare Payments to Doctors…but Hurts Hospital!!
Good News for those on Medicare…but bad news for hospitals: New Years Day Congress averted the dreaded “fiscal cliff” by stopping a 26.5% payment cut to doctors billing Medicare…but hospitals now having to bear a major part of financing for the “doc fix”, are not...
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