I received a 250% premium increase on my 2025 Part D plan…Help!!
I received a 250% premium increase on my 2025 Part D plan...Help!! Toni: I received my new 2025 Part D premium with the plan increase going up by 250% from $25.00 a month to over $60.00. I was informed that my diabetic insulin and one of my high blood pressure...
Major Change to Donut Hole for 2025
Major Change to Donut Hole for 2025 Toni: I understand that there is a major change to the 2025 Medicare Part D plan with the “Donut Hole” going away. I’m concerned because this year, I entered the donut hole in July and will exit it in November. This month’s Part D...
Changes Available During Medicare’s AEP…
Changes Available During Medicare’s AEP… Toni: In August, my husband and I enrolled in a Medicare Supplement, which has not paid a medical claim because we are in a Medicare Advantage plan. We could not leave the Advantage plan and return to Original Medicare...
Which Medicare Option is Right for You?
Which Medicare Option is Right for You? Hello Toni: Thank you for teaching us the value of finding the right Medicare option for my husband Clint and me. When he retired at age 70 a few months ago, Clint was determined to go with Medicare Advantage PPO plan because it...
Hospice Gives Caregivers Well Needed Rest
Hospice Gives Caregivers Well Needed Rest Dear Readers: This week I had my own experience with Medicare as my 92-year-old mother has reached her final stage of hospice. I feel it is important for me to explain hospice, so those with a terminally ill loved one learn...
Will the Social Security Data Breach Affect My Medicare?
Will the Social Security Data Breach Affect My Medicare? Reader Alert: A recent “Social Security Data Breach” which has affected 2.9 billion people worldwide. Be cautious if you believe this event could have affected you. Hello Toni: I was watching the...
America…The New Medicare & You Handbook Arrives in September
America…The New Medicare & You Handbook Arrives in September Toni, Recently I enrolled in Medicare and have not received my Medicare & You Handbook. I’m concerned about what I should do during the Medicare season that happens in the fall. How do I find...
Are You Prepared for a Life-Changing Event?
Are You Prepared for a Life-Changing Event? Hi Toni: Recently, I had a bad car wreck and ended up with only a minor concussion from hitting the windshield. My wife was not hurt. I am 55 years old and have not thought about long-term care planning due to a life...
Changing to a Medicare Advantage Plan is Stressful
Changing to a Medicare Advantage Plan is Stressful Hello Toni: My question is: If I change to a Medicare Advantage plan in the fall and find out it's not working for me, what are my chances of returning to a Medicare and a supplement? I have a Medicare Supplement Plan...
“Plastic Medicare Card” Scam is Exploding!
“Plastic Medicare Card” Scam is Exploding! Reader Alert: You may remember reading about this scam in the Toni Says column several months ago. Below is an email the Toni Says team received from a reader in Arizona just last week. Toni, I am concerned about a phone...
Is At Home Recovery After a Transplant Covered by Medicare?
Is At Home Recovery After a Transplant Covered by Medicare? Dear Readers: This week, I received a text message from a local Toni Says Medicare client that I would like to share with you. The text reads: Toni: I need to put together a 24/7 home care recovery plan...
I Thought Medicare Covered Long-Term Care
I Thought Medicare Covered Long-Term Care Dear Toni, Recently in your Medicare column, you discussed services that are not covered by Original Medicare such as dental, vision, long-term care, and other items. I thought Medicare covered long-term care but was wrong,...
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