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Would Living Benefits Help My Mother with Long Term Care?

by Toni King | Apr 16, 2015 | Enrolling in Medicare, Long-Term Care, Original Medicare

Dear Toni: A few months ago, you wrote about other options for long term care.  You mentioned life insurance with living benefits and this confuses me because I thought all life insurance was the same.  I thought there was only term and whole life. How does this new...

Can I Change My Medicare Supplement Now? Do I Have to Wait Until October?

by Toni King | Mar 29, 2015 | Enrolling in Medicare, Medicare

Dear Toni:             I’m concerned about changing our Medicare Supplement plan that we have had for about 2 years, since we first got on Medicare. We received a pretty good rate increase in November of 2014 and I now have a new rate increase for this May 1st.  I...

How to Enroll in Medicare Correctly and (Somewhat) Easily!!

by Toni King | Mar 21, 2015 | Enrolling in Medicare, Medicare, Original Medicare, Social Security

With 10,000 Baby Boomers turning 65 everyday for the next 18 years, enrolling in Medicare can be very confusing! Most people think that when they turn 65, a magical switch is turned on and poof you are automatically on Medicare! Medicare changed the rules during the...

Turning 65 and Still Working…What Do I Do?

by Toni King | Feb 10, 2015 | Enrolling in Medicare, Medicare, Original Medicare

  Toni: I am turning 65 in May 2015. I am currently employed and have medical insurance through my employer. I plan to work until 2016. Should I be doing anything relative to Medicare enrollment now? Thanks, Tom from Cypress, TX   Morning Tom: Since 2015 has...

Waiting Until COBRA Ends to Enroll in Medicare’s Part B is DANGEROUS!!

by Toni King | Dec 16, 2014 | Enrolling in Medicare, Medicare

Dear Toni: My husband lost his job June 2013 and we are now enrolling in Part B of Medicare because COBRA’s is almost over…Now I am finding out that there will be a penalty for us not enrolling when we should have.  No one has ever told us when the time limit is and I...

Can I Change My Medicare Supplement or Is Open Enrollment ONLY to Change Medicare Advantage Plans??

by Toni King | Dec 3, 2014 | Enrolling in Medicare, Medicare, Supplemental Plans

Dear Toni:             I’m concerned about changing our Medicare Supplement plan that we have had for about 5 years since we first got on Medicare. Last week, we received a pretty good rate increase.  This is not in our budget and everything just seems to go up every...
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