Toni: I saw you on Fox 26 and I need some advice. I am a Vet and get my drugs from the VA. I am turning 65 in March 2013 and think it is ridiculous to pay $99.90 for Part B when I get everything for nothing at the VA. I don’t want to have to pay for Part B if I don’t...
Medicare Part B
Medicare Part B is the part of Medicare that helps pay for the everyday medical care most of us use—things like doctor visits, outpatient services, preventive screenings, lab work, and durable medical equipment. It’s an essential piece of Medicare, but it also comes with rules that can catch people off guard: monthly premiums, deductibles, coinsurance, enrollment deadlines, and possible late penalties.
The good news? Once you understand how Part B works, it gets a lot easier to make confident choices, especially when it comes to timing, budgeting, and avoiding gaps in coverage.
Below, you’ll find ToniSays.com articles and resources that break down Medicare Part B into plain English, step-by-step.
READ: What Is Medicare? 2026 Beginner’s Guide to Understanding Your Coverage Options
I’m a Veteran…Do I Need Part B?
Dear Toni: I am a disabled Viet Nam Vet and am finally turning 65 this November. I am just completely confused and really not sure with what I should do. I use Michael DeBakey VA Center for all of my Doctor visits and prescriptions. I...
Turning 65 and Still Working..Should I Delay Parts B & D?
Dear Toni, I have a Medicare question that affects my husband and me personally: He turns 65 on April 27, 2013. He plans on working until he is 66. As I understand it, his basic Medicare A kicks in at 65? Right? Then he waits until he's ready to retire...
What is Traditional Medicare?
Good Morning Ms. Toni: Have been reading your column for over a year and now I need some Medicare help. I am retired and turning 65 in October. I had a triple bi-pass in April of this year. Last week I talked with the office manager at my cardiologist’s office...
Turning 65 and Self Employed…Do I Have to Enroll in Part B?
Hello Toni: I need your help about enrolling in Part B or delaying it. I am self-employed with no employees, turning 65 with an individual Blue Cross/Blue Shield health plan that covers me and my wife. I’ve been told by friends that since I am still...
Retiring and Need Part B…Can you Help me??
Hi Toni: I retiring from work soon and never got Part B because I was working. I am very confused and not sure what I need to do. Can you tell me what to do….Signed Sam from Richmond. Hi Sam: Before you leave your job and group health plan, apply for Part...
