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	Comments for ToniSays	</title>
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	<link>https://tonisays.com/</link>
	<description>Medicare Advocate</description>
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		Comment on TRS Medicare Plans…Which One Is Right For Me?? by Toni King		</title>
		<link>https://tonisays.com/trs-medicare-planswhich-one-is-right-for-me/#comment-67</link>

		<dc:creator><![CDATA[Toni King]]></dc:creator>
		<pubDate>Tue, 21 Nov 2017 03:03:42 +0000</pubDate>
		<guid isPermaLink="false">http://tonisays.com/?p=1858#comment-67</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://tonisays.com/trs-medicare-planswhich-one-is-right-for-me/#comment-65&quot;&gt;Maria Lopez&lt;/a&gt;.

Go directly to the Social Security office in our area.  Get an answer direct from the Social Security agent and find out what you can do to solve this issue..Toni]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://tonisays.com/trs-medicare-planswhich-one-is-right-for-me/#comment-65">Maria Lopez</a>.</p>
<p>Go directly to the Social Security office in our area.  Get an answer direct from the Social Security agent and find out what you can do to solve this issue..Toni</p>
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		Comment on TRS Medicare Plans…Which One Is Right For Me?? by Maria Lopez		</title>
		<link>https://tonisays.com/trs-medicare-planswhich-one-is-right-for-me/#comment-65</link>

		<dc:creator><![CDATA[Maria Lopez]]></dc:creator>
		<pubDate>Fri, 17 Nov 2017 20:31:58 +0000</pubDate>
		<guid isPermaLink="false">http://tonisays.com/?p=1858#comment-65</guid>

					<description><![CDATA[I am receiving TRS retirement benefits.   My husband was receiving his social security benefits and unemployment. Based on this I was not able to collect Benefits bassed on what he was getting. They said it was because I did not pay into social security to be able to collect anything.  My husband passed away in June . At this point I am working on trying widow spousal support. I&#039;m still waiting . They told me I did qualify but have not gotten a letter or anything yet. Any advise you can give me?
Thanks for all your help in this matter.]]></description>
			<content:encoded><![CDATA[<p>I am receiving TRS retirement benefits.   My husband was receiving his social security benefits and unemployment. Based on this I was not able to collect Benefits bassed on what he was getting. They said it was because I did not pay into social security to be able to collect anything.  My husband passed away in June . At this point I am working on trying widow spousal support. I&#8217;m still waiting . They told me I did qualify but have not gotten a letter or anything yet. Any advise you can give me?<br />
Thanks for all your help in this matter.</p>
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		<title>
		Comment on My Wife Has TRS Medicare… Why Did I Lose My Retiree Benefits? by Toni King		</title>
		<link>https://tonisays.com/my-wife-has-trs-medicare-why-did-i-lose-my-retiree-benefits/#comment-53</link>

		<dc:creator><![CDATA[Toni King]]></dc:creator>
		<pubDate>Tue, 25 Jul 2017 02:12:29 +0000</pubDate>
		<guid isPermaLink="false">http://tonisays.com/?p=2780#comment-53</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://tonisays.com/my-wife-has-trs-medicare-why-did-i-lose-my-retiree-benefits/#comment-51&quot;&gt;Deborah Kennedy&lt;/a&gt;.

Thank you for your kind remarks.  I am here for the American people to help understand the maze of Medicare...Toni]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://tonisays.com/my-wife-has-trs-medicare-why-did-i-lose-my-retiree-benefits/#comment-51">Deborah Kennedy</a>.</p>
<p>Thank you for your kind remarks.  I am here for the American people to help understand the maze of Medicare&#8230;Toni</p>
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		Comment on My Wife Has TRS Medicare… Why Did I Lose My Retiree Benefits? by Deborah Kennedy		</title>
		<link>https://tonisays.com/my-wife-has-trs-medicare-why-did-i-lose-my-retiree-benefits/#comment-51</link>

		<dc:creator><![CDATA[Deborah Kennedy]]></dc:creator>
		<pubDate>Thu, 20 Jul 2017 03:11:16 +0000</pubDate>
		<guid isPermaLink="false">http://tonisays.com/?p=2780#comment-51</guid>

					<description><![CDATA[You are awesome and I thank GOD for you.  It is amazing how many people u have helped navigate thru and understand the difficult Social Security, Medicare, Medicaid n TRS systems.  U are so knowledgeable and u are a wealth of information.  I Thank You for your service and for helping millions of people.   GOD BLESS YOU!!]]></description>
			<content:encoded><![CDATA[<p>You are awesome and I thank GOD for you.  It is amazing how many people u have helped navigate thru and understand the difficult Social Security, Medicare, Medicaid n TRS systems.  U are so knowledgeable and u are a wealth of information.  I Thank You for your service and for helping millions of people.   GOD BLESS YOU!!</p>
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		Comment on Does Creditable Coverage Keep Me  from Receiving a “Part D” Penalty? by Toni King		</title>
		<link>https://tonisays.com/does-creditable-coverage-keep-me-from-receiving-a-part-d-penalty/#comment-47</link>

		<dc:creator><![CDATA[Toni King]]></dc:creator>
		<pubDate>Thu, 22 Jun 2017 13:03:05 +0000</pubDate>
		<guid isPermaLink="false">http://tonisays.com/?p=3040#comment-47</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://tonisays.com/does-creditable-coverage-keep-me-from-receiving-a-part-d-penalty/#comment-46&quot;&gt;Cynthia Langhorne&lt;/a&gt;.

Cynthia call me at 281/830-3896...Toni]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://tonisays.com/does-creditable-coverage-keep-me-from-receiving-a-part-d-penalty/#comment-46">Cynthia Langhorne</a>.</p>
<p>Cynthia call me at 281/830-3896&#8230;Toni</p>
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		Comment on Can Beginning RMDs at 70 Raise Your  Medicare Part B &#038; D Premiums by Toni King		</title>
		<link>https://tonisays.com/can-beginning-rmds-70-raise-medicare-part-b-d-premiums/#comment-45</link>

		<dc:creator><![CDATA[Toni King]]></dc:creator>
		<pubDate>Wed, 14 Jun 2017 03:43:28 +0000</pubDate>
		<guid isPermaLink="false">http://tonisays.com/?p=3866#comment-45</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://tonisays.com/can-beginning-rmds-70-raise-medicare-part-b-d-premiums/#comment-44&quot;&gt;shimanob2b.com&lt;/a&gt;.

I would contact Social Security or your CPA to ask them that question.  I have never been asked this before..Toni]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://tonisays.com/can-beginning-rmds-70-raise-medicare-part-b-d-premiums/#comment-44">shimanob2b.com</a>.</p>
<p>I would contact Social Security or your CPA to ask them that question.  I have never been asked this before..Toni</p>
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		Comment on Can Beginning RMDs at 70 Raise Your  Medicare Part B &#038; D Premiums by shimanob2b.com		</title>
		<link>https://tonisays.com/can-beginning-rmds-70-raise-medicare-part-b-d-premiums/#comment-44</link>

		<dc:creator><![CDATA[shimanob2b.com]]></dc:creator>
		<pubDate>Tue, 13 Jun 2017 20:43:12 +0000</pubDate>
		<guid isPermaLink="false">http://tonisays.com/?p=3866#comment-44</guid>

					<description><![CDATA[If your income declines after you stop working, you can convert just enough to bring your taxable income to the top of your current tax bracket but not push you into the next higher one, he says.]]></description>
			<content:encoded><![CDATA[<p>If your income declines after you stop working, you can convert just enough to bring your taxable income to the top of your current tax bracket but not push you into the next higher one, he says.</p>
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		<title>
		Comment on Wife Enrolls in TRS Medicare… by Toni King		</title>
		<link>https://tonisays.com/wife-enrolls-trs-medicare/#comment-43</link>

		<dc:creator><![CDATA[Toni King]]></dc:creator>
		<pubDate>Fri, 09 Jun 2017 03:06:05 +0000</pubDate>
		<guid isPermaLink="false">http://tonisays.com/?p=3666#comment-43</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://tonisays.com/wife-enrolls-trs-medicare/#comment-42&quot;&gt;Cecil McCullough&lt;/a&gt;.

Cecil:  Give me a call and let&#039;s discuss your options regarding TRS.  My contact number is 281/830-3896.  You need to understand what your options regarding TRS are.  Toni]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://tonisays.com/wife-enrolls-trs-medicare/#comment-42">Cecil McCullough</a>.</p>
<p>Cecil:  Give me a call and let&#8217;s discuss your options regarding TRS.  My contact number is 281/830-3896.  You need to understand what your options regarding TRS are.  Toni</p>
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		<title>
		Comment on Wife Enrolls in TRS Medicare… by Cecil McCullough		</title>
		<link>https://tonisays.com/wife-enrolls-trs-medicare/#comment-42</link>

		<dc:creator><![CDATA[Cecil McCullough]]></dc:creator>
		<pubDate>Thu, 08 Jun 2017 21:32:29 +0000</pubDate>
		<guid isPermaLink="false">http://tonisays.com/?p=3666#comment-42</guid>

					<description><![CDATA[My wife is still active at work in the MDA/ TRS system and will be retiring late this summer.  I am covered under her insurance.  I just ordered your book and CD to get started in the conversion process.  We both are 72 and 73 years old and will go to Medicare with the TRS provided supplement.  What needs to be done before she retires.]]></description>
			<content:encoded><![CDATA[<p>My wife is still active at work in the MDA/ TRS system and will be retiring late this summer.  I am covered under her insurance.  I just ordered your book and CD to get started in the conversion process.  We both are 72 and 73 years old and will go to Medicare with the TRS provided supplement.  What needs to be done before she retires.</p>
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		<title>
		Comment on Rumor is…Medicare Supplement Plans F &#038; C Are Going Away by Toni King		</title>
		<link>https://tonisays.com/rumor-ismedicare-supplement-plans-f-c-going-away/#comment-41</link>

		<dc:creator><![CDATA[Toni King]]></dc:creator>
		<pubDate>Tue, 06 Jun 2017 18:00:07 +0000</pubDate>
		<guid isPermaLink="false">http://tonisays.com/?p=3679#comment-41</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://tonisays.com/rumor-ismedicare-supplement-plans-f-c-going-away/#comment-40&quot;&gt;marsha j mitchell&lt;/a&gt;.

Marsha:  Give me a call.  My cell is 281/830-3896. Would love to discuss this with you..Toni]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://tonisays.com/rumor-ismedicare-supplement-plans-f-c-going-away/#comment-40">marsha j mitchell</a>.</p>
<p>Marsha:  Give me a call.  My cell is 281/830-3896. Would love to discuss this with you..Toni</p>
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