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ToniSays

3 Sugar Creek Center Blvd.
Suite 100
Sugar Land, Texas 77478

info@tonisays.com

832-519-8664

Dear Toni:
I am writing this letter to thank you for all you help to me when I was searching for an insurance company to replace my old policy that had been dropped by my doctor’s office.
In order to continue to use my doctor, I had no choice but to find another insurance company that my doctor would accept.
I can assure you that without your knowledge and expertise, I would have been lost in finding an insurance company that had the benefits that I needed. Again, I want to thank you for your advice and guidance and to let you know how pleased I am with my new insurance company.

McClain

Human Resource Medicare Rules

by Toni King | April 8, 2025 | Medicare | 0 Comments

Human Resource Medicare Rules Hello Toni: I am a human resources manager for an oil service company and have a question about an employee. He is turning 65 and is still working full time. His situation is unusual because next month he will begin receiving...

Medicare problem began with a notice from CMS

by Toni King | April 8, 2025 | Medicare, Medicare Part B | 0 Comments

Medicare problem began with a notice from CMS Hello Toni, When I turned 65, I continued to work with excellent company benefits. I delayed enrolling in Part B for 5 years after I turned 70 and retired with a Jan. 1 effective date for my Medicare Supplement Plan G and...

Do I enroll in Medicare’s Part A or B during the turning-65 enrollment time?

by Toni King | April 8, 2025 | Medicare, Medicare Part B, Toni Says | 0 Comments

Do I enroll in Medicare’s Part A or B during the turning-65 enrollment time? Toni: I am turning 65 on April 4, working part-time and not eligible for my employer benefits, so I need Medicare. A friend gave me confusing information about enrolling in Medicare...

Medicare Basics for Baby Boomers

by Toni King | February 6, 2025 | Medicare | 0 Comments

Medicare Basics for Baby Boomers Dear Toni, I am a confused Baby Boomer who needs to make my Medicare decision in November when I turn 65. I do not know where to start or what to do. Can you please help simplify this ordeal? Thanks Stephanie Hi Stephanie:...

How to inform Medicare that your income is lower.

by Toni King | February 6, 2025 | Medicare, Social Security | 0 Comments

How to inform Medicare that your income is lower. Dear Toni, I began taking my RMDs (Required Minimum Distributions) from my 401(k) when I turned 72 and my Medicare premium in 2025 is $480.90 for Part B and $57.00 for Part D. Did taking my RMD with my Social...