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ToniSays

3 Sugar Creek Center Blvd.
Suite 100

Sugar Land, Texas 77478

info@tonisays.com

832-519-8664

Dear Toni:
I am writing this letter to thank you for all you help to me when I was searching for an insurance company to replace my old policy that had been dropped by my doctor’s office.
In order to continue to use my doctor, I had no choice but to find another insurance company that my doctor would accept.
I can assure you that without your knowledge and expertise, I would have been lost in finding an insurance company that had the benefits that I needed. Again, I want to thank you for your advice and guidance and to let you know how pleased I am with my new insurance company.

McClain

Medicare Basics for Baby Boomers 

Medicare Basics for Baby Boomers    Dear Toni, I am a confused Baby Boomer who needs to make my Medicare decision in November when I turn 65. I do not know where to start or what to do. Can you please help simplify this ordeal? Thanks Stephanie   Hi Stephanie:...

How to inform Medicare that your income is lower.

How to inform Medicare that your income is lower.   Dear Toni, I began taking my RMDs (Required Minimum Distributions) from my 401(k) when I turned 72 and my Medicare premium in 2025 is $480.90 for Part B and $57.00 for Part D. Did taking my RMD with my Social...

What Life Insurance Plans Are Offered after 65?

What Life Insurance Plans Are Offered after 65?   Hi Toni: You recently wrote an article explaining the hospice issues that you were experiencing regarding your mother. Please let your Toni Says Medicare column readers know other ways hospice comforts the...

Exploring the Myths of Medicare

Exploring the Myths of Medicare Dear Toni, I have been following your Toni Says Medicare column in my local newspaper to learn about Medicare. This week I discovered online information discussing different myths of Medicare that confused me even more. I have...

Enroll in Medicare the Correct Way!!

Enroll in Medicare the Correct Way!! Dear Toni: I am retiring in February when I turn 65 and will need to enroll in Medicare Parts A and B with a Medicare Supplement and a Part D prescription drug plan. My husband, James, is 72 and has heart issues so, he enrolled in...
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