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Why Do I Need Part D…I Don’t Take Any Meds!!
Why Enrolling In a Part D Medicare Drug Plan Is So Important Dear Toni: I have been told that Medicare does not cover drugs when you are in an emergency room? My mother went in the hospital from the ER for 2 days and because it was considered “under observation, we...
Doctor’s Advice…Get Traditional Medicare — What’s That?
What is Traditional Medicare? Good Morning Ms. Toni: Have been reading your column for over a year and now I need some Medicare help. I am retiring and turning 65 in October. I had a triple bi-pass in April of this year. Last week I talked with the office manager...
Claiming Your Social Security the Wrong Way is Costly!
Toni: I work for local Oil Co and have lost my job. I’ve filed for unemployment and it will not even begin to pay my monthly bills. I’ve just turned 62 and I’ve been told I can begin receiving a Social Security check. Is this a good option? I’ve been told that I...






