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Lost Your Job…What Should You Do Next?
Toni: I have worked in the oil industry for 30+ years and April 6th I was laid off as many others have been. I am 69 and my wife who is covered under my group plan is 62. We will have company group health coverage thru May, but after that I have to either go on...
Would Living Benefits Help My Mother with Long Term Care?
Dear Toni: A few months ago, you wrote about other options for long term care. You mentioned life insurance with living benefits and this confuses me because I thought all life insurance was the same. I thought there was only term and whole life. How does this new...
Now My Doctor Doesn’t Accept Medicare!! What Should You Do?
Hi Toni: I have Original Medicare and a Medicare Supplement Plan F. No problem in the past filing with Medicare, but beginning January 1st, my neurologist has changed how he bills Medicare. He is a small office and said that because of the amount of paperwork, he is...



