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Oil Companies not Covering Retirees!! Know Your Medicare Options?
Help Toni: I am so nervous over what is happening with my late husband’s retirement benefits. He worked for Schlumberger and they are cancelling his retiree Medicare coverage that I am covered with. What do I do NOW?? I am a 73year old female who has never purchased...
Does Creditable Coverage Keep Me from Receiving a “Part D” Penalty?
Hello Toni: I turned 65 in March 2012 and continued to work full time with excellent company benefits. I decided to delay Part B until December 1, 2014 when I have retired. I enrolled in a Medicare supplement plan F and a Part D prescription drug plan and now I have...
Can I Change My Medicare Supplement Now? Do I Have to Wait Until October?
Dear Toni: I’m concerned about changing our Medicare Supplement plan that we have had for about 2 years, since we first got on Medicare. We received a pretty good rate increase in November of 2014 and I now have a new rate increase for this May 1st. I...



