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Where Can I Find the 2015 Medicare Costs?
Hello Toni: I have recently enrolled in Medicare and have received my Medicare and You handbook. I have looked all through this book and cannot find what the Medicare Part A and B deductible or maximum out of pocket is. Can you provide me with an easy way to find...
Don’t Have a Power of Attorney? You Might Have a Big Problem!!
Hi Toni: My parents are getting older and my sister and I cannot even discuss the subject of wills, living wills or power of attorney for finances or medical with our parents. I have been told that if we do not have a Power of Attorney in...
Waiting Until COBRA Ends to Enroll in Medicare’s Part B is DANGEROUS!!
Dear Toni: My husband lost his job June 2013 and we are now enrolling in Part B of Medicare because COBRA’s is almost over…Now I am finding out that there will be a penalty for us not enrolling when we should have. No one has ever told us when the time limit is and I...



