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I’m Self Employed…Do I Have to Enroll in Medicare’s Part B?
Hello Toni: I need your help about enrolling in Part B or delaying it. I am self-employed with no employees, turning 65 with an individual Blue Cross/Blue Shield health plan that covers me and my wife. I’ve been told by friends that since I am still working, paying...
In the Donut Hole…I Need “Extra Help”!!!
Toni, Please give me some advice because I am having some financial problems. I am concerned that I will get into the Donut Hole. I only receive about $1,050.00 income from my social security check. The Medicare Part B premium has reduced my...
Can Medicaid Really Take Mom’s Home??
Toni, Really enjoy your articles in the Examiner. Have a client who just received a bill for her mother's Medicaid payments during the last few years of her life. My client had no idea that Medicaid was running a tab; otherwise she would have had her mother's...



