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Medicare Supplement / Medicare Advantage Which Option is Right for Me?
Dear Toni: Can you please explain to me which Medicare option is better? Medicare with Medicare Supplement plus a (Part D) Drug coverage or Medicare Advantage Plan I am having difficulty in comparing the two options on an apple to apple basis. Thanks, Dale… Sugar...
Local Teacher Confused about Changes to TRS Medicare Plans
Toni: My wife is a retired teacher and we are both on her TRS-Care Plan. I also have retirement benefits from Dow Chemical where I worked for 30+ years. I have just found out that I’ve lost my Dow retiree health benefits because TRS enrolled us in the...
Veterans Late Enrollment in Part B is Very Costly!!
Hello Ms. Toni: I am a Vet and have always received my healthcare from the Michael DeBakey VA center. I turned 65 last April 2011 and did not sign up for Part B in Medicare. Now I have a serious heart condition requiring surgery and I would like to go to a heart...



