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Retired Teachers Concerned About TRS Medicare Changes!!
Toni: I suspect you have had a number of questions regarding what is the best course for a Texas retired teacher (with expensive medical costs) and spouse to select between two alternatives; a new PPO Medicare Advantage plan or keeping the old plan at a slight...
$0 Co-Pay Generics…Look Out Donut Hole!!
Toni: This year, my mother got into the “donut hole” in September. It has financially devastated her and she almost stopped taking her prescriptions. She can afford her co pays of $80.00 per month, but it shows on her statement that the true...
Medicare Supplement or Medicare Advantage-What’s the Difference?
Toni: I have been receiving different insurance companies marketing material and I am confused about the difference between a Medicare Supplement and a Medicare Advantage Plan. They all seem to be the same. How are we supposed to understand all of...
