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What is Traditional Medicare?
Good Morning Ms. Toni: Have been reading your column for over a year and now I need some Medicare help. I am retired and turning 65 in October. I had a triple bi-pass in April of this year. Last week I talked with the office manager at my cardiologist’s office...
Turning 65 and Self Employed…Do I Have to Enroll in Part B?
Hello Toni: I need your help about enrolling in Part B or delaying it. I am self-employed with no employees, turning 65 with an individual Blue Cross/Blue Shield health plan that covers me and my wife. I’ve been told by friends that since I am still...
Why Did I Lose My Medicare Part D?
Hello Toni: I have a very different Medicare problem than what you usually write about and I hope you can give me some well needed guidance. On May 15th, I received a delinquent notice from Medicare which was dated April 27th, about my Medicare premium that I pay...



