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Understanding Medicare…It’s Complicated!
Understanding Medicare…It’s Complicated! Toni: I am turning 65 in September and need make my Medicare decision. I do not know where to start or what to do? I am being bombarded by telemarketers and mail telling me that if I do not sign up for Medicare when I turn...
Is it too late to buy a Long-Term Care policy?
Is it too late to buy a Long-Term Care policy? Dear Toni: My brother recently had to move out of his house into as assisted living facility because he broke his hip and is unable to live on his own. The monthly cost of the facility is about $4500 per month and...
Can Beginning RMDs Raise Your Medicare Premiums?
Can Beginning RMDs Raise Your Medicare Premiums? Toni: I am over 73 and began taking my RMDs (required minimum distributions) from my 401K when I turned 72. Could this have had an impact on my Medicare Part B premium increase for 2023? This year my Part B and...
