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What!! My Medicare Part B or D Penalty Is Forever?
What!! My Medicare Part B or D Penalty Is Forever? Toni: I am a 67-year-old female who never enrolled in Medicare Part B or D because I believe in holistic medicine and only take vitamins. I was under the impression that if I didn’t go to the doctor, I didn’t need to...
Is A Memory Care Facility Covered by Medicare?
Is A Memory Care Facility Covered by Medicare? Morning, Toni: I have never seen you address the issue of paying for a Memory Care or Alzheimer facility and Medicare. I am concerned that I may wipeout my 401K or savings if need arises due to a long-term health issue...
Turning 65 in March…Why Can’t I apply for Medicare Supplement Plan F?
Turning 65 in March…Why Can’t I apply for Medicare Supplement Plan F? Morning Toni: I am turning 65 in March and am searching for the right Medicare Supplement to cover my health needs. I have been told from patients at the cancer center where I go to...






