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America’s Veterans…Enroll in Medicare the right way to NOT pay a penalty!
America’s Veterans…Enroll in Medicare the right way to NOT pay a penalty! Dear Toni: My husband, Jason, is a retired veteran and never enrolled in Medicare because he uses the VA for his medical care and does not have to pay the Medicare premium. He is having heart...
COBRA after retiring? Enroll in Medicare the right way to avoid a penalty…
COBRA after retiring? Enroll in Medicare the right way to avoid a penalty… Dear Toni: I retired from my employer in July when I turned 67 and enrolled in COBRA, which began August 1, instead of enrolling in Medicare. I was told that COBRA protected me from the...
Medicare Part D problem began with a notice from CMS
Medicare Part D problem began with a notice from CMS Hello Toni, I delayed enrolling in Medicare Part B because I was working with employer benefits. Recently I turned 70 and am retiring effective Jan. 1. I have enrolled in a Medicare Supplement Plan G and Part D...








