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Mom Has to Pay 100% for Skilled Nursing Stay…Why?
Mom Has to Pay 100% for Skilled Nursing Stay…Why? Dear Toni, Please explain why my Mom must pay 100% for her Skilled Nursing stay. She recently slipped and fractured her back requiring surgery and a back brace. She was released from the hospital after only a 2-day...
Medicare Prescription Drug Penalty Confusion!!
Medicare Prescription Drug Penalty Confusion!! Hello Toni: Turned 65 in August 2018, continued to work full-time with an HSA that has a $3000.00 deductible before any prescriptions or medical claims are paid by the insurance plan. The HR manager of my employer...
Enrolling in Medicare Made Simple
Enrolling in Medicare Made Simple Hello Toni: My husband, David, has been laid off because of what is happening to the economy due to COVID-19. He is 68 and has never enrolled in Medicare, but I am turning 65 this June. We both are covered under his employer’s...








