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Mom Has to Pay 100% for Skilled Nursing Stay…Why?

Mom Has to Pay 100% for Skilled Nursing Stay…Why?

Mom Has to Pay 100% for Skilled Nursing Stay…Why? Dear Toni, Please explain why my Mom must pay 100% for her Skilled Nursing stay. She recently slipped and fractured her back requiring surgery and a back brace.  She was released from the hospital after only a 2-day...

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Medicare Prescription Drug Penalty Confusion!!

Medicare Prescription Drug Penalty Confusion!!

Medicare Prescription Drug Penalty Confusion!! Hello Toni: Turned 65 in August 2018, continued to work full-time with an HSA that has a $3000.00 deductible before any prescriptions or medical claims are paid by the insurance plan.  The HR manager of my employer...

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Enrolling in Medicare Made Simple

Enrolling in Medicare Made Simple

Enrolling in Medicare Made Simple   Hello Toni: My husband, David, has been laid off because of what is happening to the economy due to COVID-19. He is 68 and has never enrolled in Medicare, but I am turning 65 this June. We both are covered under his employer’s...

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