Are You Prepared for An Unexpected Accident or Illness?

Hi Toni:

Recently, I had a bad car wreck and ended up in the hospital with only a minor concussion from hitting the windshield and my wife was not hurt at all. I was surprised when the hospital asked for my medical power of attorney.  I am 64 years old and have not even thought about long term care or end of life planning. Now with COVID-19, it seems like everything medically, legally, and financially is upside down.

I work for an energy company with an average 401K and have always…