Medicare Prescription Drug Penalty Confusion!!

Hello Toni:

Turned 65 in August 2018, continued to work full-time with an HSA that has a $3000.00 deductible before any prescriptions or medical claims are paid by the insurance plan.  The HR manager of my employer advised me to enroll in Part A when I turned 65. Because I received the wrong information, I could not fund my HSA from that time.

I decided to delay Part B until December 1st when I retired and enrolled in a Medicare supplement plan G and a Part D prescription drug plan also with…

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