Toni:

We get your column in our local papers.  From you, I learned about Social Security’s “Life Changing Event” form (SSA-44) and the ability to appeal the extra IRMMA premium we are charged.

I had an unusual stock sale in 2017 that put us in the highest bracket.  That is not likely to happen again.  As soon as I filed my 2018 taxes, I used it as evidence to support my Medicare Part B/D premium appeal.

Much to my surprise, we just received confirmation from Social Security that our appeal was granted, and our monthly Medicare premiums for both me and my wife will decrease by over $360 a month for each of us.

I am sure you have helped other confused Americans as well.  Know that you are appreciated and keep up the good work, Jim from Houston, TX

Thank you, Jim:

You are correct, you can file form SSA-44 titled “Medicare Part B Income-Related Premium – Life-Changing Event” to appeal your Part B/D premium increase