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Medicare Freedom

Freedom From Stress, Worry, And Fear With Understanding Medicare

Maze of Medicare and Medicare Survival Guide

You don’t have to struggle through Medicare alone

Toni King, Medicare coach and advocate, has helped thousands untangle the Medicare maze over her 27+ year career. Now she’s put her step-by-step system into an online video course you can access anytime, anywhere.

Confused About Medicare? | Get Clear Answers From Medicare Coach Toni King

You’re smart and responsible. But nothing prepared you for the tangled mess of Medicare enrollment.

Even a NASA engineer who helped put Neil Armstrong on the moon was reduced to tears trying to navigate Medicare.

You don’t have to struggle through this alone.

With Toni as your guide, you’ll have the knowledge and confidence to make smart Medicare decisions. No more confusion!

Enroll now to get lifetime access to the course.

Toni will walk you through:

 

  • The 3 most common Medicare enrollment scenarios
  • Exactly when and how to enroll to avoid lifetime late penalties
  • Breakdowns of Parts A, B, C and D in simple, easy to understand language
  • Employer health plans, Medigap, and Medicare Advantage
  • Step-by-step guidance for picking prescription drug coverage
  • Insider tips for lowering your Medicare costs
  • Instructions for using Medicare.gov to enroll online
  • Downloadable guides, charts and resources

UNDERSTAND YOUR MEDICARE

What You Don’t Know Will Hurt You!

Navigating the Medicare Maze | More About Toni King

Toni King is an author, columnist and radio and TV personality, and has spent more than 27 years as a top sales leader in the Medicare and health insurance fields. She has also conducted “Confused about Medicare “ workshops throughout America. She took the Medicare and You handbook and put it into “people terms” so the average person could understand Medicare.

Whether Toni is consulting with a client in the office or giving a “Confused about Medicare” workshop to hundreds of people, she emphasizes her mottos: “Medicare is NOT Cookie-Cutter” and “What You Don’t Know WILL Hurt You!” Not understanding the rules and guidelines of Medicare can cause you to make costly mistakes that will last a lifetime. Whether you are helping your parents understand Medicare or choosing a plan for yourself, let Toni Says® Medicare office show you how to navigate your way through what has become the Medicare maze!

2025 Medicare Deductibles and Premiums Released

2025 Medicare Deductibles and Premiums Released   Hello Toni: In the new Medicare & You Handbook that I received about a month ago, I cannot find what the 2025 Medicare costs and premiums will be. I would like to know this information because I have been...

Turning 65 and Still Working…I have Medicare Questions??

Turning 65 and Still Working…I have Medicare Questions?? Hello Toni: I have a few questions about enrolling in Medicare since I am turning 65 this January. 1) Will my Medicare start automatically in January since I am still working? 2) If I retire when I’m 67, do I...

Major Change to Donut Hole for 2025

Major Change to Donut Hole for 2025 Toni: I understand that there is a major change to the 2025 Medicare Part D plan with the “Donut Hole” going away. I’m concerned because this year, I entered the donut hole in July and will exit it in November. This month’s Part D...

How to inform Medicare that your income is lower.

How to inform Medicare that your income is lower   Dear Toni, I began taking my RMDs (Required Minimum Distributions) from my 401(k) when I turned 72 and my Medicare premium in 2024 is $454.20 for Part B and $53.80 for Part D. Did taking my RMD with my Social...

I received a 250% premium increase on my 2025 Part D plan…Help!!

I received a 250% premium increase on my 2025 Part D plan...Help!!   Toni: I received my new 2025 Part D premium with the plan increase going up by 250% from $25.00 a month to over $60.00. I was informed that my diabetic insulin and one of my high blood pressure...

Changes Available During Medicare’s AEP…

Changes Available During Medicare’s AEP…   Toni: In August, my husband and I enrolled in a Medicare Supplement, which has not paid a medical claim because we are in a Medicare Advantage plan. We could not leave the Advantage plan and return to Original Medicare...

Which Medicare Option is Right for You?

Which Medicare Option is Right for You? Hello Toni: Thank you for teaching us the value of finding the right Medicare option for my husband Clint and me. When he retired at age 70 a few months ago, Clint was determined to go with Medicare Advantage PPO plan because it...

Major Change to Donut Hole for 2025

Major Change to Donut Hole for 2025 Toni: I understand that there is a major change to the 2025 Medicare Part D plan with the “Donut Hole” going away. I’m concerned because this year, I entered the donut hole in July and will exit it in November. This month’s Part D...

What Life Insurance Plans Are Offered after 65?

What Life Insurance Plans Are Offered after 65? Hi Toni: You recently wrote an article explaining the hospice issues that you were experiencing regarding your mother. Please let your Toni Says Medicare column readers know other ways hospice comforts the caregiver when...

Hospice Gives Caregivers Well Needed Rest

Hospice Gives Caregivers Well Needed Rest   Dear Readers:  This week I had my own experience with Medicare as my 92-year-old mother has reached her final stage of hospice. I feel it is important for me to explain hospice, so those with a terminally ill loved one learn...

Medicare Moments with Toni King

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