UNDERSTAND YOUR MEDICARE

What You Don’t Know Will Hurt You!

UNDERSTAND YOUR MEDICARE

What You Don’t Know Will Hurt You!

Toni’s online Medicare course you can access anytime, anywhere. 
 
Including FREE e-copies of her Medicare Survival Guide &
   current Medicare Costs
Toni's Course Medicare Video

Confused About Medicare? | Get Clear Answers From Medicare Coach Toni King

You’re smart and responsible. But nothing prepared you for the tangled mess of Medicare enrollment.

Even a NASA engineer who helped put Neil Armstrong on the moon was reduced to tears trying to navigate Medicare.

You don’t have to struggle through this alone.

With Toni as your guide, you’ll have the knowledge and confidence to make smart Medicare decisions. No more confusion!

Enroll now to get lifetime access to the course.

Toni will walk you through:

 

  • The 3 most common Medicare enrollment scenarios
  • Exactly when and how to enroll to avoid lifetime late penalties
  • Breakdowns of Parts A, B, C and D in simple, easy to understand language
  • Employer health plans, Medigap, and Medicare Advantage
  • Step-by-step guidance for picking prescription drug coverage
  • Insider tips for lowering your Medicare costs
  • Instructions for using Medicare.gov to enroll online
  • Downloadable guides, charts and resources

Rules for enrolling in Medicare when self-employed are confusing!

Rules for enrolling in Medicare when self-employed are confusing! Dear Toni: I am self-employed with an individual health plan and confused about enrolling in Medicare when I turn 65 in July. I cannot find the answer to my situation in the Medicare & You handbook....

Medicare changes its telehealth service rules

Medicare changes its telehealth service rules Toni: I have been researching the changes to Medicare’s telehealth services over a computer video service that I saw on the news recently. I am concerned because my mother lives in an assisted living facility and her...

Does Amazon’s “RxPass” qualify as a Medicare Part D Plan?

Does Amazon’s “RxPass” qualify as a Medicare Part D Plan? Hello Toni: In September, I turn 65 with my Medicare beginning Sept. 1.  I recently read your article from Greg in Texas who had received wrong information about enrolling in Medicare when self-employed.  I am...

Human Resource Medicare Rules

Human Resource Medicare Rules   Hello Toni: I am a human resources manager for an oil service company and have a question about an employee. He is turning 65 and is still working full time. His situation is unusual because next month he will begin receiving...

Medicare problem began with a notice from CMS

Medicare problem began with a notice from CMS Hello Toni, When I turned 65, I continued to work with excellent company benefits. I delayed enrolling in Part B for 5 years after I turned 70 and retired with a Jan. 1 effective date for my Medicare Supplement Plan G and...

Do I enroll in Medicare’s Part A or B during the turning-65 enrollment time?

Do I enroll in Medicare’s Part A or B during the turning-65 enrollment time?   Toni: I am turning 65 on April 4, working part-time and not eligible for my employer benefits, so I need Medicare.  A friend gave me confusing information about enrolling in Medicare...

What does Medicare Part B NOT cover during an Emergency Room visit?

What does Medicare Part B NOT cover during an Emergency Room visit?   Dear Toni, I have been told that Medicare does not cover drugs when you are in an emergency room. My mother went in the hospital from the ER for 2 days and because it was considered “under...

Medicare Basics for Baby Boomers 

Medicare Basics for Baby Boomers    Dear Toni, I am a confused Baby Boomer who needs to make my Medicare decision in November when I turn 65. I do not know where to start or what to do. Can you please help simplify this ordeal? Thanks Stephanie   Hi Stephanie:...

How to inform Medicare that your income is lower.

How to inform Medicare that your income is lower.   Dear Toni, I began taking my RMDs (Required Minimum Distributions) from my 401(k) when I turned 72 and my Medicare premium in 2025 is $480.90 for Part B and $57.00 for Part D. Did taking my RMD with my Social...

What Life Insurance Plans Are Offered after 65?

What Life Insurance Plans Are Offered after 65?   Hi Toni: You recently wrote an article explaining the hospice issues that you were experiencing regarding your mother. Please let your Toni Says Medicare column readers know other ways hospice comforts the...

Navigating the Medicare Maze | More About Toni King

Toni King is an author, columnist and radio and TV personality, and has spent more than 27 years as a top sales leader in the Medicare and health insurance fields. She has also conducted “Confused about Medicare “ workshops throughout America. She took the Medicare and You handbook and put it into “people terms” so the average person could understand Medicare.

Whether Toni is consulting with a client in the office or giving a “Confused about Medicare” workshop to hundreds of people, she emphasizes her mottos: “Medicare is NOT Cookie-Cutter” and “What You Don’t Know WILL Hurt You!” Not understanding the rules and guidelines of Medicare can cause you to make costly mistakes that will last a lifetime. Whether you are helping your parents understand Medicare or choosing a plan for yourself, let Toni Says® Medicare office show you how to navigate your way through what has become the Medicare maze!

Medicare Moments with Toni King

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