Reader Alert:  This week, I received a shocking text message from one of Toni Says® Medicare Supplement clients that I would like to share with the Toni Says® readers.  You may never know when you or one of your family members will experience a life changing medical diagnosis.  The text reads:

Toni: I need to put together a 24/7 home care recovery plan after a liver transplant.  The surgery is over a year out, but I would appreciate some tips on Medicare and how to plan for this event.  Thanks in advance, a Toni Says client. (name withheld for confidentiality) 

To My Readers and Toni Says® clients:
This text made me realize that most people are not…

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