America…. Enroll in Medicare Part B at the Right Time!

Hello, Toni:

My husband, John retired several years ago when he turned 65. He enrolled in Medicare Part A but declined Part B because I put him on my Blue Cross Blue Shield policy provided by my employer. Lately, I have read articles concerning failure to enroll in Medicare Part B and the penalties that one can have when they have delayed enrolling.

I spoke with a representative at the Social Security office and asked them if he would be penalized for delaying enrollment in Part B. They said he would not if he provides evidence that he has maintained employer health insurance signed by my employer.

This information seems opposite to the thousands of calls that he is receiving or what friends are advising regarding his Medicare. What should John do?   Sheila from Tomball area.

Sheila:

Social Security gave you excellent advice about John’s Medicare.  In the past, I have written about the famous “Special Enrollment Period” form that needs to have Special Enrollment Period written at the top of the form in red. Sheila have that form signed by your HR when you retire and lose your employee benefits,  This form helps America avoid the “famous” Medicare Part B penalty.

Sheila, you must have this form signed whether you…