Human Resource Medicare Rules
Human Resource Medicare Rules Hello Toni: I am a human resources manager for an oil service company and have a question about an employee. He is turning 65 and is still working full time. His situation is unusual because next month he will begin receiving...
Medicare problem began with a notice from CMS
Medicare problem began with a notice from CMS Hello Toni, When I turned 65, I continued to work with excellent company benefits. I delayed enrolling in Part B for 5 years after I turned 70 and retired with a Jan. 1 effective date for my Medicare Supplement Plan G and...
Do I enroll in Medicare’s Part A or B during the turning-65 enrollment time?
Do I enroll in Medicare’s Part A or B during the turning-65 enrollment time? Toni: I am turning 65 on April 4, working part-time and not eligible for my employer benefits, so I need Medicare. A friend gave me confusing information about enrolling in Medicare...
Medicare Basics for Baby Boomers
Medicare Basics for Baby Boomers Dear Toni, I am a confused Baby Boomer who needs to make my Medicare decision in November when I turn 65. I do not know where to start or what to do. Can you please help simplify this ordeal? Thanks Stephanie Hi Stephanie:...
How to inform Medicare that your income is lower.
How to inform Medicare that your income is lower. Dear Toni, I began taking my RMDs (Required Minimum Distributions) from my 401(k) when I turned 72 and my Medicare premium in 2025 is $480.90 for Part B and $57.00 for Part D. Did taking my RMD with my Social...
What Life Insurance Plans Are Offered after 65?
What Life Insurance Plans Are Offered after 65? Hi Toni: You recently wrote an article explaining the hospice issues that you were experiencing regarding your mother. Please let your Toni Says Medicare column readers know other ways hospice comforts the...
Exploring the Myths of Medicare
Exploring the Myths of Medicare Dear Toni, I have been following your Toni Says Medicare column in my local newspaper to learn about Medicare. This week I discovered online information discussing different myths of Medicare that confused me even more. I have...
Enroll in Medicare the Correct Way!!
Enroll in Medicare the Correct Way!! Dear Toni: I am retiring in February when I turn 65 and will need to enroll in Medicare Parts A and B with a Medicare Supplement and a Part D prescription drug plan. My husband, James, is 72 and has heart issues so, he enrolled in...
Losing Employer Benefits with Dental and Enrolling in Medicare…What Do I Do?
Losing Employer Benefits with Dental and Enrolling in Medicare…What Do I Do? Dear Toni, I will be eligible for Medicare in July and am now receiving cancer treatment. I am currently on my ex-employer’s COBRA and searching for dental care when I go on Medicare...
What’s the difference in home health care and at-home care?
What’s the difference in home health care and at-home care? Dear Toni, I need your help regarding my parents who are in their late 80s. My mother has been disabled with Parkinson’s for the past 3 years and my father has been her caretaker, but due to his recent heart...
What is Medicare’s General Enrollment Period?
What is Medicare’s General Enrollment Period? Toni: I turned 65 in June, 2 years ago and did not enroll in Medicare because I do not have any health issues. A friend advised me to enroll in Medicare during Medicare’s Annual Enrollment Period. I received a letter...
Why am I paying more for my 2025 Part D premium!!
Why am I paying more for my 2025 Part D premium!! Dear Toni: In December 2016, you assisted me and my husband Gary in leaving my employer’s benefits. We enrolled into Medicare Part B with a Medicare Supplement and Part D prescription drug plan with all beginning...
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