Medicare Part D problem began with a notice from CMS
Medicare Part D problem began with a notice from CMS Hello Toni, I delayed enrolling in Medicare Part B because I was working with employer benefits. Recently I turned 70 and am retiring effective Jan. 1. I have enrolled in a Medicare Supplement Plan G and Part D...
Are clinical trial prescriptions covered by Medicare?
Are clinical trial prescriptions covered by Medicare? Dear Toni, I turn 65 in April, am covered under my wife’s employer’s health insurance and am fighting liver cancer. I am participating in a clinical trial for a cancer medication which costs over $12,000 per month...
Doctor no longer accepts Medicare…How do I file a medical claim?
Doctor no longer accepts Medicare…How do I file a medical claim? Hi Toni: I recently enrolled in Medicare. This week, I went to see my primary care doctor and his office manager informed me that they are no longer accepting Medicare. Instead, I will have to pay the...
2026 Medicare deductibles and premiums are released!
2026 Medicare deductibles and premiums are released! Hello Toni: In the new Medicare & You Handbook that I received about a month ago, I cannot find what the 2026 Medicare costs and premiums will be. I would like to know this information because I have...
Doctor doesn’t accept Medicare Advantage…How do I return to Original Medicare?
Doctor doesn’t accept Medicare Advantage…How do I return to Original Medicare? Hi Toni: I never should have listened to my brother, who bragged about how his Medicare Advantage Plan was a great way to save money and not have to spend so much on my Medicare...
Losing COBRA benefits with dental and enrolling in Medicare…What do I do?
Losing COBRA benefits with dental and enrolling in Medicare…What do I do? Dear Toni, I am currently on COBRA with dental benefits. I will need dental insurance when I lose my COBRA benefits after enrolling in Medicare at 65 in March. The only dental plans I am finding...
2026 Medicare deductibles and premiums are released!
2026 Medicare deductibles and premiums are released! Hello Toni: In the new Medicare & You Handbook that I received about a month ago, I cannot find what the 2026 Medicare costs and premiums will be. I would like to know this information because I have been...
Help! My brand-name prescription drug is not covered by Medicare’s 2026 Part D plans?
Help! My brand-name prescription drug is not covered by Medicare’s 2026 Part D plans? Hello, Toni: You helped me sign up for a Medicare Supplement Plan G and a Medicare Part D prescription drug plan; both plans started January 2021. These two plans have served me well...
Is America ready for the changes to 2026 Medicare Part D plans?
Is America ready for the changes to 2026 Medicare Part D plans? Toni: Currently, I am on a stand-alone Part D plan with a Medicare Supplement plan G because of my serious health issues. Last week, I received information about the changes to the 2026 Medicare Part D...
Your 2026 Medicare & You Handbook is mailed in September
Your 2026 Medicare & You Handbook is mailed in September Toni, I’m enrolled in Medicare but have not received my Medicare & You Handbook. I need to make some changes, and I’m concerned about what I should do during the fall Medicare season. I need to know...
Why am I receiving a Part D penalty?
Why am I receiving a Part D penalty? Hello Toni: When I turned 65 in May 2024, I continued to work full-time with a health savings account HSA as my employer benefits and use GoodRX to cover prescriptions. My employer’s human resources manager advised me to enroll in...
October 15 is coming….Know your Medicare Open Enrollment Period options!!
October 15 is coming…. Know your Medicare Open Enrollment Period options!! Dear Toni: I turned 65 in February and did not enroll in a Medicare Prescription Drug plan. I have been told that I must wait until October for Medicare’s enrollment time. I need help now...
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