Medicare Rule…No One Remembers!
Medicare Rule…No One Remembers! Dear Toni, Just a quick note to say that my mother had to go into the hospital this week with COVID that caused a urinary tract infection and pneumonia. She had slipped and bumped her head, but no concussion. Very weak, so we are...
Why Is Medicare Denying Paying for My Doctor Visit?
Why Is Medicare Denying Paying for My Doctor Visit? Hello Toni: I have a $900 doctor bill with a new cardiologist and Medicare says they will not pay? I recently retired and enrolled in Medicare and a Medicare supplement for the freedom to pick my own doctor! This...
Husband Passed Away…Why Is My Medicare Monthly Premium $545?
Husband Passed Away…Why Is My Medicare Monthly Premium $545? Dear Toni: I have been reading your articles regarding COVID-19, being laid off, and enrolling in Medicare properly but I have not read an article on how to lower the Medicare monthly premium if you are not...
Does Medicare Cover Alzheimer Facility Care?
Morning, Toni: I read your Medicare column regularly and have never seen you address the issue of paying for an Alzheimer facility care. I am concerned that I may wipe out my 401K or savings if the arises due to long-term care or Alzheimer’s need arises for me or my...
Medicare Tips for Baby Boomers
Medicare Tips for Baby Boomers Toni: I am a confused Baby Boomer who needs to make my Medicare decision in November when I turn 65. I do not know where to start or what to do? Can you please help simplify this ordeal? Thanks Janet from Atlanta, GA Janet: Do not feel...
Not Knowing Medicare Rules Costs Americans Millions!
Not Knowing Medicare Rules Costs Americans Millions! Toni: In 2019, we sold our house to move into a senior community. Now, both of our Part B premiums have increased drastically in 2021 from around $145 a month to over $475 for Part B and an additional increase for...
Why Did COBRA Cost Me $40K in Medical Expenses?
Why Did COBRA Cost Me $40K in Medical Expenses? Reader Alert: Many employer benefit group plans terminate the day you are no longer working full-time. Explore employer group medical plan rules and options with Medicare if you or your spouse are 65 or older....
Is the Donut Hole Getting You!!
Is the Donut Hole Getting You!! Toni: Last year, my husband got into the “donut hole” in September. I can see from the Part D statement he receives monthly that he is rapidly approaching the donut hole and it is only the beginning of May. He has only added one new...
Medicare and Traveling the US?
Medicare and Traveling the US? Toni: I have retired effective 1 and now my wife and I are going to travel the US in the new Winnebago that is sitting in my driveway. I am having a hard time trying to sign up for Medicare since I turn 65 in and really do not know what...
Does Medicare Pay for A Gym Membership?
Does Medicare Pay for A Gym Membership? Toni, Two of my neighbors told my wife that they get free gym membership through Medicare. Any truth to that, as I never heard about this before? Regards, Sammy from Sienna Hi there…Sammy: Sammy the answer is NO! Medicare Parts...
Social Security and IRS Scams are Growing!
Social Security and IRS Scams are Growing! Reader Alert: Recently, I have been informed from several clients during a Toni Says® Medicare consultation that they have received either call on their cell or home phone or by mail from either Social Security or the IRS...
Social Security Account Suspended…Need to Enroll Medicare Online!!
Social Security Account Suspended…Need to Enroll Medicare Online!! Help Toni: I’m turning 65 in July and last week I tried to open a “My Social Security” account to enroll in Medicare online but my Social Security account is blocked. Two years ago, someone falsely...
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