Toni Says® Medicare Column Helped Me Lower My Medicare Premium!
Toni: We get your column in our local papers. From you, I learned about Social Security’s “Life Changing Event” form (SSA-44) and the ability to appeal the extra IRMMA premium we are charged. I had an unusual stock sale in 2017 that put us in the highest bracket. ...
Will Medicare Advantage Plans Prevent the“Extra” Part D Premium?
Hello Toni: I am turning 65 in July, self-employed and my income is over $250K. Recently I received a letter from Social Security telling me that my monthly Medicare Part B premium of $135.50 would be doubled to $270.900 per month due to 2017 reported income. That...
Is Medicaid a Good Long Term Care Option?
Toni, I have a friend who just received a bill from the state of Texas for his mother's Medicaid nursing home care. No one informed him that Medicaid (the State of Texas) was running a tab of the entire healthcare that Medicaid paid and would take his mother’s house....
Suspended Social Security Account Can’t Enroll in Medicare Online!
Help Toni: I’m turning 65 in July and last week I tried to open a “My Social Security” account to enroll in Medicare online but my Social Security account is blocked. Two years ago, someone falsely filed for a tax refund with my Social Security number and now...
Which Medicare Prescription Drug Plan Is Right for Me?
Toni: I am turning 65 in July and am an insulin dependent diabetic. I take 2 insulins which are rather expensive. I am concerned about the Part D Donut Hole because I’ve seen my husband struggle with his current choice. Last year my husband, Steve changed from his...
Does Medicare Pay for 24/7 At Home Recovery After a Transplant?
Reader Alert: This week, I received a shocking text message from one of Toni Says® Medicare Supplement clients that I would like to share with the Toni Says® readers. You may never know when you or one of your family members will experience a life changing medical...
What…Medicare Doesn’t Pay For Dental!!!
Toni, Will be eligible for Medicare in July and am now receiving breast cancer treatment from MD Anderson. I am currently on my ex-employer’s COBRA and searching for dental care when I go on Medicare in July. The only dental/vision plans I am finding are...
Losing Retirement Benefits…Help!!!
Hello Toni, In May, my retiree benefits will be changing, and my husband and I will no longer be covered because we both will be 65. I am afraid that my husband and I will not be medically taken care of since we were forced to make this change and enroll in the...
Turn 65 April 30th Didn’t Enrolled in Medicare
Toni: My husband’s employer group health plan now has a $2500 deductible and the premium is over $600 for me. The HR manager confided to Carl that Medicare may be a less expensive option for us since I turn 65 on April 30th and gave him a Toni Says® newspaper article...
Not Taking Social Security… How Do I Pay My Part B Premium?
Toni: My Medicare begins April 1st and I have received my first bill which is $536 and the premium is due by April 25th.. I do not see this Medicare cost anywhere on the Medicare site or in any information I received when I came into the Toni Says office for my...
Rumor is…Medicare Pays for A Gym Membership?
Toni, Two of my neighbors told my wife that they get free gym membership through Medicare. Any truth to that, as I never heard about this before? Regards, John Houston, TX Hi there…John: John, the answer is NO! Medicare Parts A and B do not provide a gym...
When to Start Your Social Security Check?
Toni: I’ve recently been laid off and have filed for unemployment which will not even begin to pay my monthly bills. I’ve been told I can begin receiving a Social Security check to help fill this gap because I am 63. I thought I had to wait il 66 to begin Social...
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