Can Enrolling in a Medicare Supplement Cancel a Medicare Advantage Plan?
Toni: Last year, both me and my husband purchased a Medicare Supplement Plan G. The supplement has never paid a dime! We are still having to use the same doctor and get referrals from our Medicare Advantage HMO that we were using in 2016. Now the...
Steps To Do Your Own Medicare Part D Prescription Drug Planning
Toni: Last year’s Medicare Open Enrollment season, my husband, Steve and I changed from our Medicare Supplement Plan with a separate Part D plan to a Medicare Advantage PPO plan. We were told that our doctors were in the plan and all of my husband’s diabetic meds...
Employers Dropping Retiree Medical Plans!!!
Help, Toni: I have discovered that my employer, CenterPoint, dropped my retiree Medicare group health plan beginning January 1, 2017. What do I do NOW? I am a 69-year old female retiring this October and enrolling in Medicare for the first time. My husband, Paul,...
Help!!! Doctor Not Accepting Medicare Advantage Plan!!
Toni: Last year, I made a mistake and changed to a Medicare Advantage Plan because I understood from talking with my friends that this PPO plan was like a Medicare Supplement. Boy, was I wrong! I want out!! Most specialists and even the facility that does...
2018 Medicare Part D Deductibles and Co Pay Changes…Released!
Toni: Last year, the 2017 Medicare and You handbook did not include the 2017 Part D deductibles and “Donut Hole” costs, and I got in the “famous” Medicare donut hole this March. I know it is only September, but I would like to get prepared and really cannot find the...
Surprise…Medicare Effective Date Schedule
Hi Toni: I am 64 and will be 65 in early September. I plan to stop working at the end of September 2017. The Social Security office is confusing me regarding enrolling in Medicare since I turn 65 in September and retiring on the same month. I’m having trouble...
TRS Medicare Plan & LTC
Morning, Toni: I am a 68 TRS retiree with a wife who is turning 65 in May 2018, and my main concern regarding retiring is how I can pay for a long-term care situation without wiping out my TRS pension. My mother is 88 years old and has been living in an assisted...
Turning 65 with Cancer… Is Medicare Advantage Right for Me?
Hi Toni, I am turning 65 this August and have no idea what I should do because I have lung cancer. Currently I am on a COBRA policy from my old employer with all of my medical bills now being paid because I have met my deductible. I receive all of my care from MD...
Texas Teacher Alert…Medicare Options TRS is NOT Disclosing!!
Toni: I am a retired Texas teacher and I am turning 65 this October. I am absolutely mortified by the TRS changes that I am hearing through the grapevine. My doctor is not accepting Humana Medicare Advantage and I am concerned about future health issues. I have...
Concerns Are Rising About Doctors Not Accepting Medicare!!
Hi Toni: This week, I went to see my primary care doctor and his office said that since Medicare is primary on my insurance, I would have to pay the complete bill and file the claim with Medicare myself. I am 68 years old and decided to retire with a May 1st effective...
Little Secrets to Enrolling in Medicare Correctly!!
Hello Toni: I am turning 65 this September and have great retirement benefits from the company I worked for 20 plus years. I have spoken with HR about what I need to do with enrolling in Medicare and they advised me not to enroll in Part B because I have...
Happy 4th of July!!!
Please enjoy this tribute to the greatest country on the face of this earth, and God Bless everyone that has fought and sacrificed to give us the freedoms that we have today. Have a wonderful and safe 4th of July. Toni Sue
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