Turned 65…Delayed Part B…Now Laid Off…
How Do We Enroll in Medicare? Hi Toni: I am a stay at home wife with a husband who was planning to retiring next summer, so I went online and delayed my Medicare Part B in November because I turn 65 on December 9th. Last Friday my husband came...
Will Trump Repealing Obamacare Change Medicare?
Will Trump Repealing Obamacare Change Medicare? Toni: Last week you opened my eyes to Medicare’s Donut Hole. I retired from company benefits and began my Medicare January 1st. I am concerned about what changes will happen if Trump repeals Obamacare. I would like to...
Medicare Facts Every Baby Boomer Should Know
Medicare Facts Every Baby Boomer Should Know Toni: I am a confused Baby Boomer who needs to make my Medicare decision in March 2017 when I turn 65. I do not know where to start or what to do? Can you please help simplify this ordeal? Thanks, Brenda...
Insurance Giant…John Hancock Leaves
Insurance Giant…John Hancock Leaves Long Term Care Market Dear Toni: On Thursday, I read an insurance alert that John Hancock is leaving the long term care market in December. My husband is retiring next year and we are now in the process of...
2017 Medicare Cost Released
2017 Medicare Cost Released…with an Affordable Part B Premium Increase! Hello Toni: I have recently enrolled in Medicare and have received my 2017 Medicare and You handbook. I have looked all through this book and cannot find what the 2017 Medicare Part...
Medicare’s…Enrollment Check-List!!
Medicare’s… Enrollment Check-List!! Hello Toni: My husband, David, has been laid off because of what is happening to oil companies in the Houston area. He is 68 and has never enrolled in Medicare, but I am turning 65 in November. We both are covered under his...
Part D Deductibles and Co Pays
2017 Medicare & You Handbook DOES NOT… Include Part D Deductibles and Co Pays!! Toni: Just received my new 2017 Medicare and You handbook and I cannot find what the 2017 Part D deductibles and “Donut Hole” costs are. I need help because I...
Oil Companies Dropping Retiree Medicare Plans!
Know Your Medicare Options. Oil Companies Dropping Retiree Medicare Plans! Help Toni: I am so nervous over what is happening with my husband’s retirement benefits. He worked for Chevron for over 30 year and beginning January 1st we will not have any company benefits....
Medicare Part D Donut Hole – EpiPen Controversy
Medicare Part D Donut Hole Will the EpiPen Controversy Put You Into the Medicare Part D Donut Hole? Toni: In the newspaper both TV and online that the cost of an EpiPen has gone up astronomically to over $600. I am leaving my company benefits and going to...
Doctors Not Accepting Medicare Advantage PPO, Need to Return to Traditional Medicare!!
Toni: Last year, I made a mistake and changed to a Medicare Advantage PPO because I understood from talking with my friends that this PPO plan was like a Medicare Supplement. I want out!! Most specialists and even the facility that does MRIs are out...
Stress Relief Way to Surviving Medicare’s Annual/Open Enrollment
Toni: Is there a federal law that I have to change my Medicare? The Toni Says office helped my husband and me with our Medicare decision in January when James retired from his job of 30+ years and now it seems we have to do this all over again. Could you...
Married VS Domestic Partner and Delaying Medicare Part B…What Do I Do Now?
Toni: Your name was given to my husband by the person who cleans our pool and religiously reads your column in his local newspaper. My problem is a different than most couples because now I am finding out that my company’s group health plan is...
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