America…There is a new Medicare scam!
America…There is a new Medicare scam! Dear Toni: I recently had a hospice agent knocking on the doors in my neighborhood who said he represented Medicare. He was giving away free hospice gifts and told me that I could receive these Medicare services at no...
Options for a long-term care plan when there are health issues.
Options for a long-term care plan when there are health issues. Morning, Toni: I am retiring in January when I turn 70, and my wife, Sharon, will be 66. I have heart issues with AFib and Sharon is a diabetic. Last month, we applied for a long-term care policy...
Rules for enrolling in Medicare when self-employed are confusing!
Rules for enrolling in Medicare when self-employed are confusing! Dear Toni: I am self-employed with an individual health plan and confused about enrolling in Medicare when I turn 65 in July. I cannot find the answer to my situation in the Medicare & You handbook....
Medicare changes its telehealth service rules
Medicare changes its telehealth service rules Toni: I have been researching the changes to Medicare’s telehealth services over a computer video service that I saw on the news recently. I am concerned because my mother lives in an assisted living facility and her...
Does Amazon’s “RxPass” qualify as a Medicare Part D Plan?
Does Amazon’s “RxPass” qualify as a Medicare Part D Plan? Hello Toni: In September, I turn 65 with my Medicare beginning Sept. 1. I recently read your article from Greg in Texas who had received wrong information about enrolling in Medicare when self-employed. I am...
Human Resource Medicare Rules
Human Resource Medicare Rules Hello Toni: I am a human resources manager for an oil service company and have a question about an employee. He is turning 65 and is still working full time. His situation is unusual because next month he will begin receiving...
Medicare problem began with a notice from CMS
Medicare problem began with a notice from CMS Hello Toni, When I turned 65, I continued to work with excellent company benefits. I delayed enrolling in Part B for 5 years after I turned 70 and retired with a Jan. 1 effective date for my Medicare Supplement Plan G and...
Medicare Basics for Baby Boomers
Medicare Basics for Baby Boomers Dear Toni, I am a confused Baby Boomer who needs to make my Medicare decision in November when I turn 65. I do not know where to start or what to do. Can you please help simplify this ordeal? Thanks Stephanie Hi Stephanie:...
How to inform Medicare that your income is lower.
How to inform Medicare that your income is lower. Dear Toni, I began taking my RMDs (Required Minimum Distributions) from my 401(k) when I turned 72 and my Medicare premium in 2025 is $480.90 for Part B and $57.00 for Part D. Did taking my RMD with my Social...
Exploring the Myths of Medicare
Exploring the Myths of Medicare Dear Toni, I have been following your Toni Says Medicare column in my local newspaper to learn about Medicare. This week I discovered online information discussing different myths of Medicare that confused me even more. I have...
What’s the difference in home health care and at-home care?
What’s the difference in home health care and at-home care? Dear Toni, I need your help regarding my parents who are in their late 80s. My mother has been disabled with Parkinson’s for the past 3 years and my father has been her caretaker, but due to his recent heart...
What is Medicare’s General Enrollment Period?
What is Medicare’s General Enrollment Period? Toni: I turned 65 in June, 2 years ago and did not enroll in Medicare because I do not have any health issues. A friend advised me to enroll in Medicare during Medicare’s Annual Enrollment Period. I received a letter...
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