Hospice Gives Caregivers Well Needed Rest
Hospice Gives Caregivers Well Needed Rest Dear Readers: This week I had my own experience with Medicare as my 92-year-old mother has reached her final stage of hospice. I feel it is important for me to explain hospice, so those with a terminally ill loved one learn...
Will the Social Security Data Breach Affect My Medicare?
Will the Social Security Data Breach Affect My Medicare? Reader Alert: A recent “Social Security Data Breach” which has affected 2.9 billion people worldwide. Be cautious if you believe this event could have affected you. Hello Toni: I was watching the...
America…The New Medicare & You Handbook Arrives in September
America…The New Medicare & You Handbook Arrives in September Toni, Recently I enrolled in Medicare and have not received my Medicare & You Handbook. I’m concerned about what I should do during the Medicare season that happens in the fall. How do I find...
Are You Prepared for a Life-Changing Event?
Are You Prepared for a Life-Changing Event? Hi Toni: Recently, I had a bad car wreck and ended up with only a minor concussion from hitting the windshield. My wife was not hurt. I am 55 years old and have not thought about long-term care planning due to a life...
Changing to a Medicare Advantage Plan is Stressful
Changing to a Medicare Advantage Plan is Stressful Hello Toni: My question is: If I change to a Medicare Advantage plan in the fall and find out it's not working for me, what are my chances of returning to a Medicare and a supplement? I have a Medicare Supplement Plan...
“Plastic Medicare Card” Scam is Exploding!
“Plastic Medicare Card” Scam is Exploding! Reader Alert: You may remember reading about this scam in the Toni Says column several months ago. Below is an email the Toni Says team received from a reader in Arizona just last week. Toni, I am concerned about a phone...
Is At-Home Recovery After a Transplant Covered by Medicare?
Is At-Home Recovery After a Transplant Covered by Medicare? Dear Readers: This week, I received a text message from a local Toni Says Medicare client that I would like to share with you. The text reads: Toni: I need to put together a 24/7 home care recovery...
How Do I Enroll in Medicare?
How Do I Enroll in Medicare? Hello Toni: I am turning 65 in July and am bombarded with mail and telemarketing calls. I am not receiving Social Security and a friend who just got Medicare is receiving her Social Security check. Do I have to be receiving my...
Terminated Medicare Part B 5 Years Ago…Now I Have a Gigantic Problem!
Terminated Medicare Part B 5 Years Ago…Now I Have a Gigantic Problem! Toni: Five years ago, when I was laid off, I enrolled in Medicare Parts A&B when I turned 65 in August. By November, I found a new job with benefits and terminated my Medicare Part B. In...
Why Enrolling in Medicare Part D is Important!
Why Enrolling in Medicare Part D is Important! Toni: I was told to receive a shingles vaccination; I need to be enrolled in a Part D prescription drug plan for the vaccination to have a $0 copay or pay $200. I thought all vaccinations and immunizations are...
Social Security’s Unique Way of Lowering Medicare Part B/D Premiums
Social Security’s Unique Way of Lowering Medicare Part B/D Premiums Dear Toni, I turned 65 in November and enrolled in Medicare. I received a letter from Social Security stating that I must pay $527.50 for Part B and $70 for Part D totaling $597.50 monthly. The...
How To Avoid the Medicare Part D Penalty!!
How To Avoid the Medicare Part D Penalty!! Hello Toni: I read your article about how ignoring Medicare rules is Costing Americans millions and I believe I have made a mistake because I have not enrolled in a Medicare Part D prescription drug plan. I need your help! I...
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