Medicare Part D Donut Hole – EpiPen Controversy
Medicare Part D Donut Hole Will the EpiPen Controversy Put You Into the Medicare Part D Donut Hole? Toni: In the newspaper both TV and online that the cost of an EpiPen has gone up astronomically to over $600. I am leaving my company benefits and going to...
Doctors Not Accepting Medicare Advantage PPO, Need to Return to Traditional Medicare!!
Toni: Last year, I made a mistake and changed to a Medicare Advantage PPO because I understood from talking with my friends that this PPO plan was like a Medicare Supplement. I want out!! Most specialists and even the facility that does MRIs are out...
Stress Relief Way to Surviving Medicare’s Annual/Open Enrollment
Toni: Is there a federal law that I have to change my Medicare? The Toni Says office helped my husband and me with our Medicare decision in January when James retired from his job of 30+ years and now it seems we have to do this all over again. Could you...
Why Did Enrolling in COBRA Cost Me $40K?
Reader Alert: Many company benefit plans terminate the day you are no longer working full-time. Explore you or your spouse’s group medical plan rules and options with Medicare if you are 65 or older. Morning Toni: My wife and I desperately need...
Toni: Does Medicare Pay for Allergy Shots?
Medicare Coverage of Allergy Shots Toni: I am turning 65 this October and currently am enrolled in a Blue Cross/Blue Shield $4,000 deductible individual health insurance plan. My biggest medical expense is from shots that I receive from 2 doctors. One is allergy...
IRS Phone Scam
IRS Phone Scam Affects Over 1 Million… Learn What To Do!! Reader Alert: This week, I, Toni King received a voice mail call on my personal cell phone from an 800 number Robo call claiming to be the IRS. I was told via this call that I owed money to...
Husband Laid Off …Will Medicare Pay
Husband Laid Off …Will Medicare Pay for Medical Care Overseas As A Contract Worker!! Toni: My husband, who is turning 65 this September, was laid off from a major oil company this year and the only way he can make a living is as an engineer on a...
Rumor is…Medicare Supplement Plans F & C Are Going Away
Rumor is…Medicare Supplement Plans F & C Are Going Away After Jan.1, 2020? Morning Toni: I am turning 65 in October and noticing a difference in the premiums between many of the Medicare Supplement plans. F is considerably higher in premium...
Totally Overwhelmed!
Still Working with Company Benefits and Totally Overwhelmed! Hello Toni: Your name was given to me by my company’s benefits administrator in North Carolina to assist me with my Medicare options. I turned 65 last December, 2015 and now I am concerned...
Wife Enrolls in TRS Medicare…
Wife Enrolls in TRS Medicare… Husband Loses Retirement Benefits…Why? Toni: My wife is a retired teacher and we are both on her TRS-Care Plan and also on my company retiree health insurance which I use for services at MD Anderson since I am...
Can’t Afford to Pay My Medicare Premium Bill…
Can’t Afford to Pay My Medicare Premium Bill… What Can I Do? Toni: My Medicare begins June 1st and I have received my first bill which is $487.20. This bill is for 4 months from June 1st to September 30th. I thought Medicare was monthly. If I pay this amount, then...
Do’s and Don’ts of Going to the Social Security Office
Do’s and Don’ts of Going to the Social Security Office Morning Toni: I found that even when all the "i's" are dotted and the "t's" are crossed and the paperwork is filled out correctly that Social Security can still royally screw up. I...
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