Medicare Open Enrollment Began Last Week… New Medicare/Social Security Costs Released for 2015!!
HCN Reader MEDICARE/SOCIAL SECURITY ALERT: Social Security release COLA 1.7% increase and Part B Premiums for 2015 Last week was a good week for those receiving Social Security and also Medicare benefits. Not only did Americans receive a 1.7% COLA (cost...
Did You Know…Medicare Cannot Negotiate for Lower Drug Prices!! It is a Federal Law!!
About 2 weeks ago on CBS 60 Minutes, a segment discussed the high cost of cancer drugs. Two Oncologists discussed what a crime it is that Medicare cannot negotiate the pharmaceutical companies for cheaper prices for Medicare Part D prescription drug plans. I wanted...
Should I Change from Medicare Advantage… My Health is Failing?
Hi Toni, I have just been diagnosed with Stage 3 CKD (Chronic Kidney Disease). I'm concerned about dialysis treatment and cost if I reach Stage 5, which is called ESRD (End Stage Renal Disease). Currently, my husband and I are members of a Medicare Advantage HMO. I...
Medicare Open Enrollment Begins Wednesday Oct 15– Are You Ready!!
Dear Toni: I’ve been told that I have to wait until Medicare’s Open Enrollment time to change my Medicare Advantage plan. I have just received a letter from my doctor saying they are no longer in the network for the Medicare Advantage plan I have and that I...
Medicare Part B…Plan F…Part D…Yikes!! What Is The Difference??
Toni: I attended your “Confused about Medicare last year at Sugar Creek Baptist Church and I still I don’t understand the difference between Original Medicare’s Plan F and Medicare’s Part C or even D. What is with all the different plans and parts? ...
Medicare Rules Puzzles HR Departments…
Rules for Enrolling in Medicare workshop for HR Departments. Toni King has been asked to host a “Confused about Medicare” workshop specifically for HR Managers and the HR team. This special workshop will be on Thursday, October 16th for HR Managers and employees ONLY...
Navigating Enrolling in Medicare Rules What is my Effective date??
Toni: I have a very different Medicare problem concerning how to enroll than any problems, I’ve seen in your Medicare column. I turn 65 on Oct 10 of this year. I am on my husband’s group health plan and have already met my total out of pocket for this year. I would...
How to Enroll in Medicare at the Right Time!!
Hello Toni: I am turning 65 in December and have not started receiving my Social Security check. I am still working full time but do not have company benefits. I’m confused because I do not have Social Security and not sure how to get my Medicare. Do I call Medicare...
Did You Know Your Congressman Can Help With Your Medicare or Social Security Problems?
Hello Toni: I have a very different Medicare problem than what you usually write about and I hope you can give me some well-needed guidance. On August 15th, I received a delinquent notice from Medicare, which was dated July 27th, about my Medicare premium that I pay...
Wrong Medicare Decision Cost Me $5000 a Year!!
Hi Toni: I attended one of your seminars and now I need help with my Medicare/Social Security issue. I am 65 almost 66, “still working” and covered entirely by my company with an HSA insurance plan. I put about $5,000 per year into a tax sheltered account for medical...
What do I do if my doctor is not taking Medicare?
Hi Toni: This July, I turned 65 and signed up for Medicare with a Medicare Supplement plan F. I went to see my family doctor and his office said that since Medicare is primary, I would have to pay upfront the complete bill and be reimbursed by Medicare. Can you please...
Owe $64,300 To My Doctor and Rehab Center… Should Have Enrolled In Part B!!!
Toni, I am having a huge problem with my Medicare because I did not enroll in Part B at the correct time. I am 70 years old and 2 years ago was laid off from my job of 30+ years. A misguided friend advised me that I did not need to enroll in Part...
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