Navigating Enrolling in Medicare Rules What is my Effective date??
Toni: I have a very different Medicare problem concerning how to enroll than any problems, I’ve seen in your Medicare column. I turn 65 on Oct 10 of this year. I am on my husband’s group health plan and have already met my total out of pocket for this year. I would...
HELP!!! My Sister with Cancer Loses Medicaid!!
Hello Toni: My sister, who is 60 years old, was granted Medicaid for Stage 3 breast cancer in April of this year. She had 19 lymph-nodes removed and this qualified her for Medicaid. We learned from her Doctor last week that her Medicaid had been cancelled on August...
How to Enroll in Medicare at the Right Time!!
Hello Toni: I am turning 65 in December and have not started receiving my Social Security check. I am still working full time but do not have company benefits. I’m confused because I do not have Social Security and not sure how to get my Medicare. Do I call Medicare...
Did You Know Your Congressman Can Help With Your Medicare or Social Security Problems?
Hello Toni: I have a very different Medicare problem than what you usually write about and I hope you can give me some well-needed guidance. On August 15th, I received a delinquent notice from Medicare, which was dated July 27th, about my Medicare premium that I pay...
Wrong Medicare Decision Cost Me $5000 a Year!!
Hi Toni: I attended one of your seminars and now I need help with my Medicare/Social Security issue. I am 65 almost 66, “still working” and covered entirely by my company with an HSA insurance plan. I put about $5,000 per year into a tax sheltered account for medical...
What do I do if my doctor is not taking Medicare?
Hi Toni: This July, I turned 65 and signed up for Medicare with a Medicare Supplement plan F. I went to see my family doctor and his office said that since Medicare is primary, I would have to pay upfront the complete bill and be reimbursed by Medicare. Can you please...
Owe $64,300 To My Doctor and Rehab Center… Should Have Enrolled In Part B!!!
Toni, I am having a huge problem with my Medicare because I did not enroll in Part B at the correct time. I am 70 years old and 2 years ago was laid off from my job of 30+ years. A misguided friend advised me that I did not need to enroll in Part...
Original or Traditional Medicare… What is the Difference?
Good Morning Ms. Toni: I am turning 65 in Dec and retiring because of my health. I had a triple bi-pass September 2013 and last week I talked with the office manager at my cardiologist’s office about me getting on Medicare and what I should do?...
Divorced?? How to Get Social Security Benefits From an Ex-Spouse??
Hello Toni: About 10 years ago, I was divorced after 25 years of marriage and I was the stay-at-home mom with 4 kids while my husband worked each day and grew his company to over 60 employees. Now that the kids have grown, I am not receiving child or spousal...
My Wife Has TRS Medicare… Why Did I Lose My Retiree Benefits?
Toni: My wife is a retired teacher and we are both on her TRS-Care Plan and also on my retiree health insurance which I use for services at MD Anderson because I am undergoing cancer treatment. I have just found out that I’ve lost my retiree health...
Learn the Myths of Medicare
Toni: Recently, I read an article online about the myths of Medicare from E-Health Insurance. I am a 65 year old engineer who retired from BP about 3 years ago. I am now working on a contract basis on various oil related projects Can you...
Why Did I Pay $200 for a Shingle Vaccine?
Good Morning Toni: I was recently told that to receive a shingles vaccination I needed to have a Part D (Medicare prescription) drug plan to get the vaccination or pay $200. I thought all vaccinations and immunizations were covered at no cost. ...
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