Which Medicare Option is Right for You?
Which Medicare Option is Right for You? Hello Toni: Thank you for teaching us the value of finding the right Medicare option for my husband Clint and me. When he retired at age 70 a few months ago, Clint was determined to go with Medicare Advantage PPO plan because it...
Major Change to Donut Hole for 2025
Major Change to Donut Hole for 2025 Toni: I understand that there is a major change to the 2025 Medicare Part D plan with the “Donut Hole” going away. I’m concerned because this year, I entered the donut hole in July and will exit it in November. This month’s Part D...
What Life Insurance Plans Are Offered after 65?
What Life Insurance Plans Are Offered after 65? Hi Toni: You recently wrote an article explaining the hospice issues that you were experiencing regarding your mother. Please let your Toni Says Medicare column readers know other ways hospice comforts the caregiver when...
Hospice Gives Caregivers Well Needed Rest
Hospice Gives Caregivers Well Needed Rest Dear Readers: This week I had my own experience with Medicare as my 92-year-old mother has reached her final stage of hospice. I feel it is important for me to explain hospice, so those with a terminally ill loved one learn...
Will the Social Security Data Breach Affect My Medicare?
Will the Social Security Data Breach Affect My Medicare? Reader Alert: A recent “Social Security Data Breach” which has affected 2.9 billion people worldwide. Be cautious if you believe this event could have affected you. Hello Toni: I was watching the...
America…The New Medicare & You Handbook Arrives in September
America…The New Medicare & You Handbook Arrives in September Toni, Recently I enrolled in Medicare and have not received my Medicare & You Handbook. I’m concerned about what I should do during the Medicare season that happens in the fall. How do I find...
Are You Prepared for a Life-Changing Event?
Are You Prepared for a Life-Changing Event? Hi Toni: Recently, I had a bad car wreck and ended up with only a minor concussion from hitting the windshield. My wife was not hurt. I am 55 years old and have not thought about long-term care planning due to a life...
Changing to a Medicare Advantage Plan is Stressful
Changing to a Medicare Advantage Plan is Stressful Hello Toni: My question is: If I change to a Medicare Advantage plan in the fall and find out it's not working for me, what are my chances of returning to a Medicare and a supplement? I have a Medicare Supplement Plan...
“Plastic Medicare Card” Scam is Exploding!
“Plastic Medicare Card” Scam is Exploding! Reader Alert: You may remember reading about this scam in the Toni Says column several months ago. Below is an email the Toni Says team received from a reader in Arizona just last week. Toni, I am concerned about a phone...
Is At-Home Recovery After a Transplant Covered by Medicare?
Is At-Home Recovery After a Transplant Covered by Medicare? Dear Readers: This week, I received a text message from a local Toni Says Medicare client that I would like to share with you. The text reads: Toni: I need to put together a 24/7 home care recovery...
How Do I Enroll in Medicare?
How Do I Enroll in Medicare? Hello Toni: I am turning 65 in July and am bombarded with mail and telemarketing calls. I am not receiving Social Security and a friend who just got Medicare is receiving her Social Security check. Do I have to be receiving my...
Terminated Medicare Part B 5 Years Ago…Now I Have a Gigantic Problem!
Terminated Medicare Part B 5 Years Ago…Now I Have a Gigantic Problem! Toni: Five years ago, when I was laid off, I enrolled in Medicare Parts A&B when I turned 65 in August. By November, I found a new job with benefits and terminated my Medicare Part B. In...
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