Are You Prepared for a Life-Changing Event?
Are You Prepared for a Life-Changing Event? Hi Toni: Recently, I had a bad car wreck and ended up with only a minor concussion from hitting the windshield. My wife was not hurt. I am 55 years old and have not thought about long-term care planning due to a life...
Changing to a Medicare Advantage Plan is Stressful
Changing to a Medicare Advantage Plan is Stressful Hello Toni: My question is: If I change to a Medicare Advantage plan in the fall and find out it's not working for me, what are my chances of returning to a Medicare and a supplement? I have a Medicare Supplement Plan...
“Plastic Medicare Card” Scam is Exploding!
“Plastic Medicare Card” Scam is Exploding! Reader Alert: You may remember reading about this scam in the Toni Says column several months ago. Below is an email the Toni Says team received from a reader in Arizona just last week. Toni, I am concerned about a phone...
Is At-Home Recovery After a Transplant Covered by Medicare?
Is At-Home Recovery After a Transplant Covered by Medicare? Dear Readers: This week, I received a text message from a local Toni Says Medicare client that I would like to share with you. The text reads: Toni: I need to put together a 24/7 home care recovery...
How Do I Enroll in Medicare?
How Do I Enroll in Medicare? Hello Toni: I am turning 65 in July and am bombarded with mail and telemarketing calls. I am not receiving Social Security and a friend who just got Medicare is receiving her Social Security check. Do I have to be receiving my...
Terminated Medicare Part B 5 Years Ago…Now I Have a Gigantic Problem!
Terminated Medicare Part B 5 Years Ago…Now I Have a Gigantic Problem! Toni: Five years ago, when I was laid off, I enrolled in Medicare Parts A&B when I turned 65 in August. By November, I found a new job with benefits and terminated my Medicare Part B. In...
Why Enrolling in Medicare Part D is Important!
Why Enrolling in Medicare Part D is Important! Toni: I was told to receive a shingles vaccination; I need to be enrolled in a Part D prescription drug plan for the vaccination to have a $0 copay or pay $200. I thought all vaccinations and immunizations are...
Social Security’s Unique Way of Lowering Medicare Part B/D Premiums
Social Security’s Unique Way of Lowering Medicare Part B/D Premiums Dear Toni, I turned 65 in November and enrolled in Medicare. I received a letter from Social Security stating that I must pay $527.50 for Part B and $70 for Part D totaling $597.50 monthly. The...
How To Avoid the Medicare Part D Penalty!!
How To Avoid the Medicare Part D Penalty!! Hello Toni: I read your article about how ignoring Medicare rules is Costing Americans millions and I believe I have made a mistake because I have not enrolled in a Medicare Part D prescription drug plan. I need your help! I...
Confusion over Medicare’s Turning 65 Rule!
Confusion over Medicare’s Turning 65 Rule! Toni, My issue regarding how to enroll in Medicare is different than any enrollment problem that I have read in the Toni Says Medicare column. I understand from an email a friend received from Medicare.gov last year...
Does Enrolling in a Medicare Supplement Cancel a Medicare Advantage Plan?
Does Enrolling in a Medicare Supplement Cancel a Medicare Advantage Plan? Toni: Last year during Medicare’s Annual Enrollment, both my husband and I qualified for a Medicare Supplement Plan G over the phone from a telemarketing call. The supplement has never...
Exploring the Myths of Medicare
Exploring the Myths of Medicare Dear Toni, I have been following your Toni Says Medicare column in my local newspaper to learn about Medicare. This week I discovered online information discussing different myths of Medicare that confused me even more. I have...
E-Newsletter
